Does AARP Have Free Tax Filing? (w/Examples) + FAQs

Yes, AARP offers completely free tax filing through its AARP Tax-Aide program, and millions of people use it every year. The program runs because the IRS asks volunteers to help people file taxes for free, and AARP partners with the government to make this happen. According to data, over 2.5 million tax returns get prepared for free each year through AARP and similar programs. This means you might pay zero dollars to file your taxes if you meet certain income limits. The best part? You don’t even need to be an AARP member.

What you’ll learn in this article:

📋 Exactly who gets free tax help from AARP and what income limits apply

💰 How AARP’s free tax filing works and where to find a location near you

🚫 Which tax situations AARP can and cannot handle for you

⚠️ Common mistakes people make with free tax filing and what to avoid

🆚 How AARP’s program compares to other free options like IRS Free File and VITA

AARP Tax-Aide: The Real Story Behind the Free Filing

AARP Tax-Aide started in 1968, decades ago, when AARP decided to help older Americans file taxes. The IRS trains and certifies every volunteer who works in this program. These volunteers study tax law and take tests to make sure they know the rules. Your tax return goes through quality checks before the IRS accepts it. The program started because many older adults felt confused by taxes and couldn’t afford paid help.

The IRS gives volunteers permission to prepare certain types of tax returns. Not every volunteer can do every type of return—they need special training and certification. If your return gets too complicated, the volunteer tells you they can’t help with that part. This protects both you and the program because mistakes could cost you money or cause legal problems.

Federal Income Limits: Who Actually Qualifies for Free Help

The income limit for AARP Tax-Aide changes each year, and it’s currently set at around $60,000 for most households. The IRS decides these limits, and AARP follows them exactly. If you earn $60,000 or more, you don’t qualify for the free program. Your household income includes all money from jobs, Social Security, pensions, and investments. AARP volunteers add up all your income sources to see if you qualify.

Here’s what counts toward your income limit:

Income SourceCounts Toward Limit
Wages from a jobYes
Social Security benefitsYes
Pension paymentsYes
Interest and dividendsYes
Rental incomeYes
Unemployment benefitsYes

Income doesn’t include tax refunds from the previous year or money you get from selling items at a yard sale. AARP volunteers know these rules and check them carefully. If you’re close to the limit, bring all your income documents so they can calculate accurately.

State-by-State Nuances: How Your State Affects Your Taxes

Every state has its own tax rules, and AARP volunteers know the rules for your specific state. Some states don’t charge income tax at all, so your free federal filing takes about the same time. Other states like New York, California, and Illinois have complicated tax rules. AARP Tax-Aide volunteers get training for the state where they work. This means a volunteer in Texas handles different forms than a volunteer in Massachusetts.

Some states offer their own free filing programs that work with AARP. For example, New York State works with <a href=”https://www.ny.gov/services/file-your-taxes-free-and-legally-free-tax-preparation-services”>free tax services to help residents</a>. Your volunteer tells you if your state has extra forms to file. Many states don’t require you to file if your income falls below a certain number. AARP volunteers help you figure out if you must file in your state or if you can skip it.

The benefit here is simple: you get help with both your federal and state taxes in one place. Your volunteer files everything together and sends it to the right agencies. You don’t have to drive to two different locations. AARP’s network covers 50 states, so nearly every person can find help near them.

Age Requirements: Do You Need to Be 50 or Older?

AARP Tax-Aide has no age requirement—anyone can use the program. You don’t need to be an AARP member. You don’t need to be 50 years old. Some people think AARP only helps seniors, but that’s not true. The program helps families with kids, young adults, and people of any age.

AARP members sometimes get a small discount on fees at tax preparation places, but the Tax-Aide program itself is completely free. You can show up at any AARP Tax-Aide location without paying anything. Some people use the program and later join AARP, but joining isn’t required. This removes a barrier for younger people who don’t know about the program yet.

The real requirement is your income—not your age. If you earn under the income limit and need help filing taxes, you qualify. Age doesn’t matter at all for this program. AARP just wants to help people get their taxes done right.

Three Real-World Scenarios: How AARP Tax-Aide Works in Practice

Scenario 1: A Widow With Social Security and a Part-Time Job

Maria is 68 years old and lives alone in Ohio. She gets $1,800 each month from Social Security. She works part-time at a bookstore and earns about $18,000 per year. Her total household income is around $39,600, which is well below the $60,000 limit. Maria has never used AARP Tax-Aide before and feels nervous about taxes.

Maria goes to her local AARP Tax-Aide location in January. A trained volunteer sits with her and asks questions about her income and expenses. The volunteer finds out Maria paid $2,400 in property taxes, and she donated $500 to her church. These expenses might help reduce her taxable income. The volunteer prepares Maria’s 1040 form with Schedule 1 (for the work income) and Schedule A (for the deductions).

The volunteer shows Maria her complete tax return on screen before filing anything. Maria sees that she owes $340 in federal taxes. She asks about deductions she might have forgotten, and the volunteer reviews everything again. Once Maria approves, the volunteer files her return electronically with the IRS. Maria gets her refund direct deposit in about 10 days.

Maria’s ActionWhat Happened
Visited AARP Tax-Aide officeGot free professional help
Brought all documentsVolunteer found extra deductions
Reviewed her returnCaught errors before filing
Approved and filedReceived refund quickly

Maria also received help with her Ohio state return, which was filed at the same appointment. She paid nothing for this help.

Scenario 2: A Couple With Investment Income and Rental Property

James and Linda are both retired and live in Florida. James gets a pension of $45,000 per year. Linda gets Social Security of $24,000 per year. They own a rental property and earn $8,000 per year in rent. Their total household income is around $77,000. This puts them above the normal income limit.

James and Linda went to AARP Tax-Aide anyway to ask about their situation. The volunteer looked at their numbers and explained they don’t qualify because of the income limit. However, the volunteer told them about an exception: if most of their income comes from a pension or Social Security (not wages), they might still qualify. James’s pension is considered pension income, not wages. After calculating, James and Linda’s total earned income was only $8,000 from the rental property.

The volunteer asked James and Linda to come back with additional documentation. The volunteer needed to verify that the pension and Social Security counted differently than the rental income. This took a few phone calls to their state’s tax office. Eventually, the volunteer determined they could help James and Linda prepare their return because the income calculation worked out.

James and Linda’s ActionWhat Happened
Exceeded income limit initiallyAsked volunteer about exceptions
Explained income sourcesVolunteer checked special rules
Provided pension documentsQualified for help after review
Got professional filing helpSaved thousands in fees

James and Linda also needed to file a Schedule E form for their rental property. The volunteer had special training for rental property taxes. This saved them from hiring a paid tax preparer.

Scenario 3: A Single Parent With Child Tax Credit Questions

Devon is 34 years old and lives in Texas with his two children. He works as a delivery driver and earns $38,000 per year. Devon has never filed a tax return using the child tax credit before. His income is below the limit, so he qualifies for AARP Tax-Aide. Devon is worried that he might be missing out on money because he doesn’t know the rules.

Devon goes to AARP Tax-Aide with his W-2 from his job and his children’s Social Security numbers. The volunteer asks about Devon’s childcare expenses and finds out he pays $12,000 per year for after-school programs. The volunteer explains that he might qualify for the child dependent care credit. This credit directly reduces his taxes, which means more money back.

The volunteer also discovers that Devon qualifies for the Earned Income Tax Credit (EITC), a special credit for working people with lower income. This credit gives him extra money back, which can mean a refund of several thousand dollars. Devon had no idea this credit existed. The volunteer prepares his return and shows him he’ll get a $4,200 refund instead of owing money.

Devon’s ActionWhat Happened
Visited AARP with documentsLearned about tax credits
Shared childcare costsQualified for care credit
Talked about his incomeLearned about EITC
Got complete return preparedReceived $4,200 refund

Devon’s return got filed completely free at AARP Tax-Aide. He also got help with his Texas state return at the same appointment.

What AARP Tax-Aide Can and Cannot Do for You

AARP volunteers can prepare most common tax returns. They handle standard W-2 income from jobs, Social Security benefits, pension payments, and interest or dividend income. They can file Schedule A for itemized deductions and help with tax credits like the Earned Income Credit. They prepare state returns for every state that has an income tax. They can e-file your return, which means it gets submitted electronically to the IRS.

AARP volunteers cannot handle certain complex situations. They don’t prepare returns with business income from self-employment or side gigs (unless it’s very simple). They don’t handle returns with foreign income, foreign accounts, or international tax issues. They cannot prepare returns that include complex capital gains or losses from stock trading. They don’t handle returns for people who need to file amended returns (Forms 1040-X) from previous years.

Here’s what AARP can handle versus what they can’t:

Tax SituationAARP Can Help
W-2 wage incomeYes
Social Security benefitsYes
Pension and IRA distributionsYes
Itemized deductionsYes
Earned Income CreditYes
Child Tax CreditYes
Simple investment incomeYes
Rental property with simple setupSometimes
Self-employment from side gigNo
Foreign income or accountsNo
Business taxes with Schedule CNo
Capital gains and lossesLimited

If your situation is too complicated, the volunteer tells you upfront. They don’t start your return and then stop partway through. This honesty protects you from incomplete or incorrect filing.

How to Find an AARP Tax-Aide Location Near You

Finding AARP Tax-Aide is easier than you might think. You can search online using the <a href=”https://www.aarp.org/work/tax-aide”>AARP Tax-Aide locator tool</a>. Type in your city or zip code, and the tool shows locations and hours. Most locations open in late January and stay open through April. Some locations stay open until mid-May if taxes take longer.

You can also call AARP directly at 1-888-OUR-AARP (1-888-687-2277) to ask about locations near you. The staff member asks your zip code and tells you the closest three locations. They give you phone numbers to call and confirm hours. Many libraries, senior centers, and community centers host AARP Tax-Aide appointments. You can also find a location at an AARP office if one exists in your area.

When you find a location, call ahead to ask about appointment times. Some locations take walk-ins, but most use appointment slots. During busy times (February through March), appointments fill up fast. Calling early in January helps you get the time slot you want. Some locations offer early bird appointments for people who want to file in January before the rush.

The Application Process: What to Bring and What to Expect

When you arrive at AARP Tax-Aide, bring original documents or copies. You need your Social Security card or a document with your SSN. Bring your W-2 forms from all jobs you worked. If you get Social Security, bring a benefit statement showing your annual payments. Bring any 1099 forms from interest, dividends, or other income.

Bring receipts or statements for deductions you plan to claim. If you pay property taxes, bring your property tax bill. If you pay state and local taxes, bring documentation. If you donate to charity, bring receipts or statements. If you paid for childcare, bring invoices from the childcare provider with their tax ID number.

You should also bring your driver’s license or passport for identification. If you’re filing for a spouse, bring their documents too. Bring a list of all the places you lived during the year if you moved. Bring documentation about any major life changes like marriage, divorce, or having a child.

The volunteer starts by asking you questions about your life. They ask about your job, income, family situation, and home. They ask if you own a home, pay rent, or own other property. They ask about healthcare costs, education expenses, and charitable giving. These questions help them know which forms to use.

Then the volunteer enters all your information into tax software. They show you what they entered on the screen. You check everything for accuracy. If something is wrong, you tell them and they fix it. Once everything looks right, the volunteer prepares your complete return.

The volunteer reviews your return with you before filing. They explain what each number means and why it matters. They show you your total tax or refund. They explain the deadline for getting your refund. Once you approve everything, they file your return electronically. The whole process usually takes 30 to 60 minutes.

The Quality Control Process: How Mistakes Get Caught

AARP has a system to check returns before they get filed. After a volunteer prepares your return, a supervisor reviews it. The supervisor checks that all the information is correct and complete. They make sure the volunteer followed all the IRS rules. If they spot a mistake, the volunteer fixes it before your return gets filed.

This quality control system protects you. It means a professional reviews your return twice—once while it’s being prepared and again after it’s done. The IRS also reviews returns when they get filed. If they spot an issue, they contact you. But because AARP’s review catches most errors first, you’re less likely to have problems.

AARP tracks which volunteers make mistakes. If a volunteer makes too many errors, they get more training. If errors continue, they might lose their ability to prepare returns. This system keeps volunteers accountable and protects the program’s reputation. It also protects you because you know your return got reviewed carefully.

AARP Tax-Aide Compared to Other Free Options

The IRS Free File program is another way to file taxes for free. Unlike AARP Tax-Aide, Free File lets you file online using your computer. Free File has the same income limit as AARP ($60,000). You can find <a href=”https://www.irs.gov/filing/free-file-do-your-federal-taxes-for-free”>IRS Free File partners here</a>. Many companies like TurboTax, H&R Block, and TaxAct offer free filing through the Free File program.

The difference between AARP and Free File is that AARP helps you in person. A volunteer sits with you and answers your questions. With Free File, you use software on your own. Some people prefer help from a real person. Other people feel more comfortable using software alone.

VITA (Volunteer Income Tax Assistance) is another free program. VITA uses volunteers like AARP, but it’s run by the IRS directly instead of AARP. You can find a <a href=”https://www.irs.gov/individuals/vita-volunteer-income-tax-assistance”>VITA location near you</a>. VITA and AARP Tax-Aide have almost the same rules and income limits. Many communities have both AARP and VITA, so you can choose which one you prefer.

Here’s how they compare:

FeatureAARP Tax-AideIRS Free FileVITA
In-person helpYesNoYes
Online filingNoYesSome locations
Income limit$60,000$60,000$60,000
Prepare state taxesYesSome programsYes
CostFreeFreeFree
Volunteer certifiedYesCompany employeesYes

All three options are completely free if you qualify by income. Your choice depends on whether you want in-person help or prefer doing it yourself online.

Common Mistakes People Make With Free Tax Filing

Mistake 1: Not Bringing Complete Documents

Many people arrive at AARP without all their tax documents. They bring their W-2 but forget about bank statements showing interest income. They forget about charitable donation receipts. They forget about property tax bills or medical expense receipts. The volunteer cannot prepare an accurate return without these documents. You either have to go home and get them or come back another day.

The consequence is simple: your return might be incomplete or incorrect. You could miss deductions that lower your taxes. You could miss credits that give you money back. You might file a return and then have to file an amended return later, which takes time and causes stress. Bring everything you can—it only takes a few extra minutes to gather it all.

Mistake 2: Assuming You Don’t Qualify Based on Age

Some people don’t go to AARP Tax-Aide because they think it’s only for seniors. They’re 35 years old, so they figure they don’t qualify. They don’t know that age doesn’t matter at all. They miss out on free help because of a wrong assumption. This mistake costs them money if they would have qualified based on their income.

The consequence is that you pay for a tax preparer when you could have gotten help for free. A paid tax preparer might charge $150 to $300 for a simple return. If you had gone to AARP, you would have paid nothing. Never assume you don’t qualify—always check.

Mistake 3: Not Bringing ID or Proof of Income

AARP volunteers need to verify who you are. They need proof of your income, like W-2 forms or benefit statements. If you don’t bring these documents, the volunteer cannot file your return. Some people show up without anything and expect the volunteer to remember their information from a phone call. This doesn’t work because the volunteer needs official documents.

The consequence is that you waste your appointment time. You don’t get your taxes filed. You have to reschedule and come back another day. Your refund gets delayed. You might miss the deadline to file if you wait too long. Always bring official documents and ID.

Mistake 4: Not Asking About Credits and Deductions

Some people think they don’t have any deductions to claim. They let the volunteer use the standard deduction without asking questions. But they might have paid property taxes, donated to charity, or paid for childcare. These expenses could have lowered their taxes. They missed out because they didn’t ask.

The consequence is that you pay more in taxes than you should have. You miss out on credits and deductions that are legal and legitimate. You get a smaller refund or owe more money. It’s always smart to ask the volunteer if you qualify for any credits or deductions.

Mistake 5: Filing Late and Missing Deadlines

Some people wait until March or April to file their taxes. By then, AARP locations are booked solid. You can’t get an appointment. You have to file yourself using Free File online, or you might not file at all. If you don’t file and you owe taxes, you get penalized. If you don’t file and you should get a refund, you never claim your money.

The consequence is stress, penalties, and lost money. If you’re owed a refund and you don’t file within three years, you lose the right to claim it. You might also pay penalties for late filing if you owe money. File early in January or February to avoid problems.

Mistake 6: Misunderstanding the Income Limit

Some people think the income limit means you cannot make any money at all. They think if you make $40,000, you’re too rich for free help. They don’t understand that $60,000 is the limit, not $10,000. They don’t apply because they think they don’t qualify. Other people make $65,000 and assume they can still use the program. They show up unprepared to be turned away.

The consequence is either that you miss out on help you qualified for, or you waste a trip. Know your income for the year before you go. If you’re unsure, call ahead and ask if you qualify. The staff can do a quick calculation over the phone.

Do’s and Don’ts for AARP Tax-Aide Success

Do’s:

✓ Do call ahead to make an appointment. Most locations fill up fast during tax season, and appointments guarantee you get help on your preferred day and time.

✓ Do bring all original documents and receipts. The volunteer cannot accurately prepare your return without complete documentation of all income and expenses.

✓ Do ask questions if you don’t understand something. The volunteer is there to help you understand your return, and there are no stupid questions.

✓ Do review your complete return before it gets filed. Read through everything and make sure all the numbers are correct and match your documents.

✓ Do go early in the tax season. January and early February have more appointment slots available than March and April.

✓ Do provide accurate information about major life changes. Tell the volunteer if you got married, divorced, had a child, or lost a job during the year.

Don’ts:

✗ Don’t assume you make too much money to qualify. You won’t know until you ask—the income limit is $60,000 for most households.

✗ Don’t show up without ID or proof of income. The volunteer needs these documents to verify who you are and file your return legally.

✗ Don’t hide deductions or income because you’re unsure about them. Tell the volunteer everything—they know the rules and will only include what’s legal.

✗ Don’t file your return yourself if you qualify for free help. Paying money when free help is available wastes your money.

✗ Don’t wait until April to find a volunteer. By then, most locations are fully booked and you might not get an appointment.

✗ Don’t expect the volunteer to file an amended return from a previous year. AARP only files returns for the current tax year, not corrections to old returns.

Pros and Cons of Using AARP Tax-Aide

ProsCons
Completely free — No cost if you qualify by incomeLimited availability — Locations only open during tax season, not year-round
In-person help — A real person explains your return to youAppointment slots fill quickly — You might have to wait weeks for an opening
Certified professionals — Volunteers are trained and pass testsComplex returns not accepted — Self-employed income or investment income often too complicated
State taxes included — Most appointments cover both federal and state filingLimited hours — Locations have set hours, not available evenings or weekends
Quality review — Your return gets checked by a supervisor before filingIncome limit excludes some — Households earning over $60,000 don’t qualify
Quick refunds — Electronic filing means your refund arrives in daysTransportation needed — You have to travel to a physical location
No AARP membership required — Anyone can use it regardless of ageSeasonal wait times — Busy periods mean slower processing

Federal Law and IRS Rules That Govern AARP Tax-Aide

The IRS created the Tax-Aide program through the <a href=”https://www.irs.gov/individuals/volunteers-income-tax-assistance-and-low-income-taxpayer-clinic-programs”>Volunteers Income Tax Assistance program</a>. This program comes from federal law that allows the IRS to train and certify volunteers. AARP partners with the IRS to run Tax-Aide using these same rules. The income limit of around $60,000 comes directly from IRS regulations for both VITA and Tax-Aide programs.

The IRS publishes rules about which types of returns volunteers can prepare. These rules come from Internal Revenue Code Section 7526, which allows the IRS to run volunteer tax assistance programs. The rules state that volunteers can only prepare returns that meet certain complexity standards. Returns with business income, rental property (in most cases), and foreign accounts don’t meet these standards. AARP follows these federal rules exactly.

Volunteers must follow the <a href=”https://www.irs.gov/individuals/volunteer-income-tax-assistance”>IRS Volunteer Standards of Conduct</a>. These standards require volunteers to keep your information private and never disclose it. Volunteers must keep your tax documents secure. They cannot discuss your return with anyone except you and their supervisor. These standards come from federal privacy law and IRS regulations.

The IRS also requires volunteers to pass a background check before they start. This protects you because you know the person handling your return has been vetted. The volunteer must attend training classes every year to keep their certification. If they don’t complete training, they lose their ability to prepare returns. This ensures volunteers stay up-to-date with tax law changes.

State Tax Filing Through AARP: How It Works State by State

Most states with income tax work directly with AARP Tax-Aide locations. When you file your federal return at AARP, you can also file your state return at the same appointment. The volunteer has training specific to your state’s tax rules. They use state-approved software to file your return electronically. Your state return gets submitted to your state’s tax office, and you can track it just like your federal return.

Some states have special programs that work with AARP. California has <a href=”https://www.ftb.ca.gov/file/help-resources/free-tax-help.html”>free tax assistance partnerships</a> with local programs. New York works with local organizations to provide free state filing. These state programs follow the same income limits and rules as the federal program. Your volunteer in any state knows the state-specific rules and forms required.

States without income tax don’t require you to file a state return. If you live in Texas, Florida, Nevada, South Dakota, Tennessee, Washington, or Wyoming, you don’t have state income tax. You only file your federal return at AARP. Your appointment is faster because there’s no state return to prepare. You still get complete help with your federal return and any credits you qualify for.

The Technology Behind AARP’s Free Filing

AARP uses approved IRS tax software to prepare and file returns. This software is the same type that paid tax preparation companies use, but AARP gets it free from the IRS. The software ensures your return follows all IRS rules. It catches common errors and asks you questions to make sure you don’t miss anything. The software calculates your taxes accurately and finds credits you might qualify for.

The software has built-in safeguards for your privacy. Your information doesn’t get stored on the internet or in the cloud. It stays on the volunteer’s computer during your appointment. Once your return gets filed, the information transfers to the IRS securely. You can delete your information from the computer afterward. This protects you from hackers or identity theft.

AARP volunteers also use this software to calculate your income level. They enter your income sources, and the software shows them what your total household income is. This determines if you qualify for the program. The software is designed to be easy to use so volunteers can help people quickly and accurately.

How to Prepare for Your AARP Tax-Aide Appointment

Start gathering documents in January. Make a list of all income sources: wages, Social Security, pensions, investment income, and rental income. Collect all W-2 forms from your employer. Get your Social Security benefit statement from the government. Gather 1099 forms showing interest, dividends, or other income. Make copies of everything so you have backup copies.

Next, gather documentation for deductions and credits. If you own a home, collect your property tax bill. Gather receipts for charitable donations or get a statement from the charity. If you paid for childcare, get invoices from the provider. If you paid medical expenses, gather bills and receipts. If you pay student loan interest, get the 1098-E form. If you paid tuition or education expenses, get the 1098-T form or receipts.

Create a folder or envelope with all your documents organized by type. Put all W-2 forms together. Put all 1099 forms together. Put all deduction receipts together. This organization helps the volunteer work faster. You can explain your documents more clearly. The appointment takes less time when everything is organized.

A week before your appointment, make a list of questions you want to ask. Write down any major life changes from the year: marriage, divorce, moving, having a baby, losing a job. Bring this list to your appointment. The volunteer can address all your questions. You don’t forget anything important while sitting in the appointment.

When AARP Can’t Help and What to Do Next

If your income is above $60,000, AARP can’t help you. You have other options. You can use commercial tax software like TurboTax, H&R Block, or TaxAct. You can hire a tax professional or CPA. You can file taxes yourself using the IRS forms and instructions. The IRS Free File program works for some people, but most commercial programs have paid versions if your income exceeds the limit.

If your tax situation is too complicated for AARP but you still need free help, try VITA. Some VITA locations have volunteers trained to handle more complex returns than AARP handles. You can <a href=”https://www.irs.gov/individuals/vita-volunteer-income-tax-assistance”>find a VITA location online</a>. The income limit and rules are similar to AARP, but volunteer expertise varies by location.

If you need help with a specific tax problem, try the IRS Low Income Taxpayer Clinic program. <a href=”https://www.irs.gov/individuals/low-income-taxpayer-clinics”>IRS Low Income Taxpayer Clinics provide free service</a> for people earning below a certain amount. They help with disputes, amended returns, and complex situations. These clinics are found in every state. You might need to apply and wait for a slot, but the service is free.

Frequently Asked Questions

Q: Do I need to be an AARP member to use AARP Tax-Aide?

No. AARP Tax-Aide is free for anyone under the income limit, regardless of AARP membership status. You save money by using the program without paying for membership.

Q: What’s the deadline to file taxes using AARP Tax-Aide?

Yes, you must file by April 15th each year (or the next business day if April 15th falls on a weekend). AARP locations close after tax season ends, usually mid-May.

Q: Can AARP help me file my taxes from a previous year?

No. AARP only prepares returns for the current tax year, not amended returns. You need a CPA or tax professional for prior-year corrections.

Q: If I get a refund, how long does it take to receive it?

Yes, electronic filing through AARP delivers refunds within 7 to 21 business days if you choose direct deposit into your bank account.

Q: Can AARP help if I’m self-employed?

No. AARP doesn’t handle self-employment income or Schedule C forms. Use tax software, VITA, or hire a tax professional for business income.

Q: What happens if AARP discovers my return has an error after filing?

Yes, the IRS will contact you if there’s an error. You’ll get time to respond or pay any additional taxes owed. AARP’s quality review catches most errors before filing.

Q: Does AARP help with state taxes if I moved during the year?

Yes. The volunteer will ask where you lived and file taxes for the correct state(s). You might need to file returns in two states if you moved mid-year.

Q: Can I bring someone else with me to help explain my tax situation?

Yes. You can bring a family member or friend to help. However, only you and the volunteer discuss specific tax details for privacy reasons.

Q: What if I disagree with what the AARP volunteer tells me about my taxes?

No. The volunteer is trained and certified by the IRS. If you disagree, you can ask to speak with a supervisor at the location who reviews your return.

Q: Does using AARP Tax-Aide affect my eligibility for other programs or benefits?

No. AARP Tax-Aide doesn’t change your eligibility for any government benefits. Filing your taxes correctly actually helps you qualify for benefits if you’re eligible.