How to Fill Out Florida OFR Form OFR-1 (w/Examples) + FAQs

Florida Form OFR-1 is the Uniform Application for Securities Industry Registration or Transfer used by the Florida Office of Financial Regulation to register dealers, investment advisers, issuer/dealers, and branch offices under Chapter 517, Florida Statutes. The form must be filed before any person transacts securities business in Florida, and a single mistake on a disclosure question can delay approval by months or trigger a statutory disqualification under Section 517.161, F.S.

According to the OFR’s 2025–26 Regulatory Plan, the Division of Securities processes more than 350,000 firm and agent registrations each year, and roughly one in five new applications is returned as deficient on first review. Most deficiencies trace back to fixable line-level errors on OFR-1 itself, which makes a careful, field-by-field walk through the form the single biggest factor in getting approved on the first pass.

• 📄 What OFR-1 actually does and which of the four registration categories applies to you
• 🧾 Every document you must gather before opening the form, with reasons each one matters
• ✍️ A line-by-line walkthrough of every box, page, and signature block on the current OFR-1
• 👥 Three full filed-out examples covering a solo RIA, a FINRA broker-dealer, and an issuer/dealer
• ⚖️ The fees, deadlines, and Chapter 517 penalties that follow a late, wrong, or missing filing

What the Form Is and Who Must File It

OFR-1 is the gateway registration application for any firm that wants to sell securities, give investment advice for compensation, or supervise a branch office in Florida. The form is incorporated by reference into Rule 69W-301.002, F.A.C., which means the version posted on the OFR forms page is the only legally accepted version. Always check the revision date in the lower-left corner of page 1 before you start, because OFR refuses outdated versions without review.

Four kinds of filers must use OFR-1. The first is a Dealer, which Florida defines under Section 517.021(6), F.S. as any person who buys or sells securities for others or for their own account. The second is an Investment Adviser with under $100 million in assets under management, since federally covered advisers file Form ADV through IARD instead. The third is an Issuer/Dealer, which is a company selling its own securities through its own employees. The fourth is a Branch Office, meaning any Florida location where securities business is conducted.

The form is filed jointly through two channels. Most dealers and investment advisers file the underlying Form BD or Form ADV through the CRD/IARD system run by FINRA, and OFR-1 itself is filed through the OFR’s REAL System online portal. Issuer/dealers and certain branch filings still go on paper directly to the Tallahassee office.

A common misconception is that registration in another state, or with the SEC, satisfies Florida. It does not. Florida requires a separate state-level filing under Section 517.12, F.S., and acting without it is a third-degree felony.

Before You Start: Documents and Information You Need

Open the form only after you have every supporting item in front of you. OFR will not hold an incomplete application open while you hunt for missing pieces, and any field left blank counts as a deficiency under Rule 69W-301.002, F.A.C. Gathering everything up front also lets you answer the disclosure questions consistently across OFR-1, Form BD, Form ADV, and every Form U4 you submit for your associated persons.

The pre-filing checklist below is the minimum every filer needs.

• CRD or IARD number for the firm. OFR keys its file to your CRD/IARD number, and a missing number forces a manual cross-reference that can add two weeks to processing.
• Federal Employer Identification Number (FEIN). The IRS-issued FEIN must match the entity name on your formation documents, because OFR cross-checks against Florida Division of Corporations records.
• Articles of incorporation, organization, or partnership agreement. OFR requires the filed, stamped copy from the home state, and a draft or unsigned version triggers an automatic deficiency letter.
• Audited or reviewed financial statements. Dealers need audited statements; state-registered investment advisers without custody may submit a reviewed balance sheet.
• Surety bond or net capital evidence. Dealers post a $10,000 bond or show $25,000 net capital under Rule 69W-600.0161, F.A.C.; investment advisers with custody post a $25,000 bond.
• Form ADV Parts 1 and 2 (advisers) or Form BD (dealers). These are filed through IARD/CRD before OFR-1, and the OFR application references the filing date.
• Form U4 for every associated person. Each agent or investment adviser representative needs a Form U4 on file in CRD with fingerprints submitted through FINRA.
• Written supervisory and cybersecurity procedures. Florida adopted the NASAA model cybersecurity rule by reference, and OFR routinely requests these manuals during review.
• Non-refundable filing fee payment authorization. Fees are set by Section 517.12(10), F.S. and are never refunded once submitted.
• Disciplinary history documentation. Court orders, regulatory consent orders, and termination notices for any Yes answer in the disclosure section.

Where to Get the Form and How to Access It

The only valid copy of OFR-1 lives on the Division of Securities forms page. Download the PDF directly from that page each time you start a new application, because OFR revises the form on a roughly two-year cycle and old PDFs cached on a desktop will be rejected. Confirm the revision date matches the date listed in the rule citation block on the same web page.

For electronic filing, you create an account in the REAL System using a valid business email address. The portal sends a verification link, and you must click it within 24 hours or the account is purged. Once inside the workspace, you select Securities as the license category, then choose Dealer, Investment Adviser, Issuer/Dealer, or Branch Office to load the correct OFR-1 path.

For paper filing, you mail the signed original plus one copy to the Office of Financial Regulation, Division of Securities, 200 East Gaines Street, Tallahassee, Florida 32399-0375. Paper is now used almost exclusively by issuer/dealers and a handful of branch filings, and OFR encourages all dealers and IAs to file electronically through CRD/IARD plus REAL.

A common misconception is that the FINRA Gateway version of Form BD or the IARD version of Form ADV replaces OFR-1. It does not. OFR-1 is a separate Florida-specific cover application that travels alongside Form BD or Form ADV.

Step-by-Step: How to Fill Out Florida OFR-1 Line by Line

The form is organized into a header block, six numbered sections, a disclosure questionnaire, an attachments list, and a signature/notary block. Work through it in the order printed on the form, because several later boxes pull data from earlier boxes and skipping around almost always introduces inconsistencies. Use the exact field names printed on the current OFR-1 PDF, and italicize sample entries when you transcribe them so a reviewer can tell instructions from data.

Header Block: Type of Application

The form opens with a row of four checkboxes labeled Dealer, Investment Adviser, Issuer/Dealer, and Branch Office. You check exactly one box that matches the registration category you are applying for under Section 517.12, F.S. Multiple checks force OFR to return the form for clarification, which adds a full review cycle.

For example, Sunshine Wealth Advisors, LLC checks the Investment Adviser box because it manages $42 million in client assets and is therefore state-registered. The nuance is that a firm registering as both a dealer and an investment adviser must file two separate OFR-1 forms, not one combined form. The most common mistake is checking Investment Adviser when AUM exceeds $100 million, which triggers federal jurisdiction and an immediate denial. A misconception filers carry in is that Issuer/Dealer covers any company selling stock; in reality it only covers issuers using their own salaried employees, never outside brokers.

Section 1: Applicant Identification

This section captures the full legal name, any DBA, the CRD/IARD number, and the FEIN. Enter the name exactly as it appears on the Sunbiz record, including punctuation, capitalization, and entity suffix. Format the FEIN as XX-XXXXXXX and the CRD number with no dashes.

For example, Carlos Mendez, principal of Atlantic Issuer Group, Inc., enters Atlantic Issuer Group, Inc. as the legal name and ATLANTIC IG as the DBA. The nuance is that a recently amended entity name must already be reflected on Sunbiz before OFR-1 is filed, because OFR pulls real-time data. The most common mistake is dropping the comma before Inc., which produces a no-match result and a 30-day deficiency notice. The misconception is that a trade name registered with the county is enough, when in fact only a state-level fictitious name registration counts.

Section 2: Principal Office and Florida Office Addresses

Box 2(a) asks for the principal office address; box 2(b) asks for the Florida office address; box 2(c) asks for the mailing address if different. Use street addresses formatted in U.S. Postal Service standard form, and never use a P.O. Box for the principal or Florida office.

For example, Sunshine Wealth Advisors, LLC enters 2200 Biscayne Boulevard, Suite 410, Miami, FL 33137 in 2(b). The nuance is that a home-based investment adviser may use a residential address, but it becomes a public record under Section 119.07, F.S. The most common mistake is entering a virtual-office or mail-forwarding suite as the Florida office, which OFR rejects as a non-bona-fide location. The misconception is that the Florida office must be staffed full-time, when intermittent occupancy is fine if the firm holds books and records there.

Section 3: Contact Person and Compliance Officer

Box 3(a) asks for the application contact person; box 3(b) asks for the firm’s chief compliance officer (CCO). Each entry needs a name, title, direct phone, and email. The CCO entry must match the CCO listed on Form ADV Item 1.J. or Form BD Item 13.

For example, Janet Park signs as CCO for Sunshine Wealth Advisors, LLC with email jpark@sunshinewealth.com. The nuance is that a sole-proprietor IA may list the same person in 3(a) and 3(b), and OFR accepts that. The most common mistake is naming a paralegal or outside consultant as CCO, which violates Rule 69W-600.0132, F.A.C. requiring the CCO to be a supervised person of the firm. A misconception is that contact person and CCO must be different people; they can be the same.

Section 4: Form of Organization and Date of Formation

Section 4 asks the entity type (corporation, LLC, partnership, sole proprietorship), the state of formation, and the date of formation in MM/DD/YYYY format. The state and date must match the Sunbiz or home-state record exactly.

For example, Marcus Reed, sole proprietor doing business as Reed Capital Markets, checks Sole Proprietorship and enters his Social Security number rather than an FEIN. The nuance is that a foreign LLC must list both the home-state formation date and the Florida foreign-registration date if asked in the supplemental box. The most common mistake is using the date of the certificate of good standing instead of the original formation date, which creates a Sunbiz mismatch. A misconception is that LLCs taxed as S-corps check Corporation; they always check LLC.

Section 5: Qualifications and Examinations

Section 5 lists the FINRA, NASAA, and state exams each principal has passed (Series 7, Series 24, Series 63, Series 65, Series 66, etc.) along with the date of each. Pull these directly from CRD to avoid transcription errors. Florida accepts the NASAA waiver list for advisers with active CFP®, CFA, ChFC, PFS, or CIC designations.

For example, Aisha Williams, IAR at Sunshine Wealth Advisors, enters Series 65 — passed 04/12/2022 and CFP® — issued 11/01/2023. The nuance is that an exam waiver based on a designation requires proof of current good standing, not just the original certificate. The most common mistake is leaving Series 63 off when registering an agent of a broker-dealer, because Florida requires Series 63 (or Series 66) for every dealer agent. A misconception is that the Series 7 alone qualifies an agent in Florida; it does not.

Section 6: Disclosure Questions

Section 6 mirrors the disclosure questionnaire on Form BD and Form ADV but adds Florida-specific questions about prior denials under Chapter 517 and any Section 517.161, F.S. administrative actions. Every Yes answer requires a Disclosure Reporting Page (DRP) with court documents, regulatory orders, or settlement agreements attached.

For example, Atlantic Issuer Group, Inc. answers Yes to question 6(D)(2) because its CFO settled an SEC administrative proceeding in 2019, and attaches the consent order. The nuance is that an expunged criminal record still must be disclosed if the underlying charge involved fraud, theft, or breach of fiduciary duty. The most common mistake is treating a nolo contendere plea as a non-conviction, when Florida treats it as a Yes answer. A misconception is that minor traffic offenses must be disclosed; only criminal traffic offenses such as DUI must be.

Section 7: Surety Bond and Financial Responsibility

Section 7 asks for the bond carrier, bond number, bond amount, and effective date, or alternatively a statement of net capital with the supporting balance sheet attached. Bond minimums are set by Rule 69W-600.0161, F.A.C.

For example, Reed Capital Markets enters Travelers Casualty, Bond #105-87-2241, $10,000, effective 01/15/2026. The nuance is that the bond must name the OFR Director as obligee, not the firm itself. The most common mistake is buying a generic fidelity bond instead of a securities surety bond, which OFR rejects on review. A misconception is that the bond is optional if the firm has high net worth; net capital substitution is allowed only with audited proof.

Section 8: Attachments Checklist

Section 8 is a checklist confirming each required attachment is included. Tick each box only after the document is in the upload queue or paper packet. Missing any checked box creates an automatic deficiency.

For example, Sunshine Wealth Advisors, LLC checks Form ADV Part 1, Form ADV Part 2A, Audited financials waived (no custody), Surety bond not required, and Written supervisory procedures. The nuance is that an issuer/dealer must also attach the offering circular and a sample subscription agreement. The most common mistake is checking a box for a document that is not actually attached, which OFR treats as a misrepresentation. A misconception is that PDFs may be password-protected; they must be unlocked.

Section 9: Signature, Notarization, and Fee

The final block requires an original signature of an authorized principal, the printed name and title, the date in MM/DD/YYYY, and a Florida-commissioned notary acknowledgment. The fee schedule is set by Section 517.12(10), F.S.: $200 for a dealer, $200 for an investment adviser firm, $40 per agent or IAR, and $100 per branch office.

For example, Janet Park, Managing Member signs Sunshine Wealth Advisors, LLC’s OFR-1 on 02/14/2026 and the notary affixes a raised seal. The nuance is that electronic notarization through a Florida-commissioned online notary is accepted, but out-of-state remote notaries are not. The most common mistake is signing in blue ink and then scanning at low resolution; OFR’s imaging system reads black ink more reliably. A misconception is that a power-of-attorney holder may sign; only a listed principal of the firm may sign OFR-1.

Three Filled-Out Examples Using Real Scenarios

The three scenarios below show how three different filer types complete the same form. Each example follows one named person from the header block to the signature line.

Scenario A: Solo RIA Registering in Florida Only

Janet Park is the sole owner of Sunshine Wealth Advisors, LLC, a Miami-based investment adviser with $42 million AUM and no custody.

Form Section	What Janet Enters
Type of Application	Investment Adviser checked
Section 1 — Legal name / FEIN / IARD #	Sunshine Wealth Advisors, LLC / 87-1234567 / 329845
Section 2(b) — Florida office	2200 Biscayne Boulevard, Suite 410, Miami, FL 33137
Section 3(b) — CCO	Janet Park, Managing Member, jpark@sunshinewealth.com
Section 4 — Form of organization	LLC, Florida, 03/04/2024
Section 5 — Qualifications	Series 65 — 04/12/2022
Section 6 — Disclosure	All answers No
Section 7 — Surety bond	Not required (no custody)
Section 8 — Attachments	Form ADV Parts 1 and 2A, WSP, cybersecurity policy
Section 9 — Fee	$200 firm fee + $40 IAR fee = $240

Scenario B: FINRA Broker-Dealer Expanding into Florida

Marcus Reed is a principal of Atlantic Securities, Inc., a Delaware-chartered FINRA-member broker-dealer opening a branch office in Tampa.

Form Section	What Marcus Enters
Type of Application	Dealer checked, with separate Branch Office OFR-1 filed
Section 1 — Legal name / FEIN / CRD #	Atlantic Securities, Inc. / 13-7654321 / 148902
Section 2(a) — Principal office	500 Madison Avenue, 12th Floor, New York, NY 10022
Section 2(b) — Florida office	400 North Tampa Street, Suite 1500, Tampa, FL 33602
Section 4 — Form of organization	Corporation, Delaware, 06/22/2008
Section 5 — Qualifications	Series 7, 24, 63 — current
Section 6 — Disclosure	Yes to 6(C)(1) — FINRA AWC 2021, DRP attached
Section 7 — Surety bond	Travelers, #BD-44-991, $10,000, effective 02/01/2026
Section 8 — Attachments	Form BD, audited financials, FOCUS Report, WSP
Section 9 — Fee	$200 firm + $40 × 8 agents + $100 branch = $620

Scenario C: Issuer/Dealer Selling Its Own Securities

Carlos Mendez is the CFO of Atlantic Issuer Group, Inc., a Florida real estate company offering a $10 million Reg D 506(c) private placement using its own salaried sales staff.

Form Section	What Carlos Enters
Type of Application	Issuer/Dealer checked
Section 1 — Legal name / FEIN	Atlantic Issuer Group, Inc. / 59-9988776
Section 2(a) / 2(b) — Office	1 Datran Center, Suite 1700, Miami, FL 33156
Section 3(b) — CCO	Carlos Mendez, CFO, cmendez@atlanticig.com
Section 4 — Form of organization	Corporation, Florida, 09/15/2019
Section 5 — Qualifications	No exam (issuer/dealer exemption under 517.12(17))
Section 6 — Disclosure	Yes to 6(D)(2) — SEC consent order 2019, DRP attached
Section 7 — Surety bond	Liberty Mutual, #IS-77-201, $10,000
Section 8 — Attachments	Offering circular, subscription agreement, Form D
Section 9 — Fee	$200 firm + $40 × 3 associated persons = $320

How to File the Completed Form

Filing OFR-1 happens through one of three channels, and the channel depends on the registration category. Pick the wrong channel and the application sits unrouted in the OFR mailroom or REAL queue until staff reassigns it, which typically costs three to four weeks.

The electronic channel through CRD/IARD plus REAL is mandatory for every dealer and most state-registered investment advisers. Pay the underlying CRD/IARD fees through the FINRA Gateway using the firm’s IARD Daily Account, then upload OFR-1 and attachments through the REAL System. REAL accepts ACH and credit card; processing takes 30–90 days; the system emails a stamped confirmation within minutes that should be saved as proof of filing.

The paper channel is reserved for issuer/dealers and certain branch filings. Mail the signed original, one copy, and a check made payable to Florida Office of Financial Regulation to Office of Financial Regulation, Division of Securities, 200 East Gaines Street, Tallahassee, FL 32399-0375. Use certified mail with return receipt, because the postmark establishes the filing date for fee-due-by purposes under Section 517.12, F.S., and the green card is the only proof OFR honors if the packet is lost.

The in-person channel is available at the Tallahassee office during business hours, and a date-stamped copy is handed back across the counter. The OFR does not accept fax filings of OFR-1, despite occasional outdated guidance suggesting otherwise. Keep every confirmation, certified-mail receipt, and date-stamped copy for at least six years to satisfy the books-and-records rule in Rule 69W-600.014, F.A.C.

What Happens After You File

OFR routes every new OFR-1 to a Division of Securities licensing examiner within 10 business days. The examiner reviews the form against CRD/IARD, Sunbiz, FBI fingerprint results, and disclosure attachments, and either approves, issues a deficiency letter, or recommends denial. Deficiency letters are the most common outcome and give the filer 30 days to cure under Rule 69W-301.002, F.A.C.

Approved firms receive a registration number formatted SD-XXXXX (dealer), IA-XXXXX (investment adviser), ID-XXXXX (issuer/dealer), or BR-XXXXX (branch). The registration is effective the date OFR posts the approval in REAL, not the date the application was filed, and any securities activity before the posting date is unlicensed under Section 517.12, F.S. Renewals run on a calendar year and are due December 31 every year.

A denial may be appealed under Chapter 120, F.S., within 21 days of the notice. The most common cause of denial is an undisclosed disciplinary event surfaced through CRD or FBI fingerprint cross-checks, and the consequence is statutory disqualification under Section 517.161, F.S. for up to 10 years.

Mistakes to Avoid When Filling Out the Form

Each error below has caused real applications to be returned, delayed, or denied. Read the consequence column closely, because OFR rarely waives a deficiency on a second submission.

• Checking more than one application-type box. OFR returns the form for clarification, costing one full review cycle.
• Mismatched legal name between OFR-1 and Sunbiz. The application is held until the entity name is corrected on Sunbiz, which can take two weeks.
• Using a P.O. Box as the Florida office address. Treated as a non-bona-fide location and rejected outright.
• Listing an outside consultant as CCO. Violates Rule 69W-600.0132 and forces a re-designation before approval.
• Omitting Series 63 for a dealer agent. The agent’s registration is denied, and any solicitation done by that agent is unlicensed activity.
• Answering No to a disclosure question that CRD shows Yes. Treated as a material misrepresentation and grounds for denial under Section 517.161.
• Attaching a fidelity bond instead of a securities surety bond. Fails financial responsibility review and triggers a 30-day cure deadline.
• Failing to name the OFR Director as bond obligee. Bond is unenforceable in Florida and is rejected.
• Submitting unaudited financials when audit is required. Dealers and IAs with custody are returned for audited statements.
• Signing without a Florida notary acknowledgment. Form is treated as unsigned and the entire packet is returned.
• Paying the wrong fee amount. Underpayment freezes the file; overpayment is non-refundable under Section 517.12(10).
• Uploading password-protected PDFs to REAL. REAL rejects locked files automatically without notice to the filer.

Do’s and Don’ts

Stick to the rules below and most filings clear in 30–45 days; ignore them and 90+ days is common.

• Do download a fresh OFR-1 PDF for every application, because the form is revised periodically.
• Do match every field on OFR-1 to the corresponding entry on Form BD or Form ADV, since OFR cross-checks line by line.
• Do attach a cover letter listing each enclosure, because reviewers triage packets faster when contents are itemized.
• Do keep a file copy with date-stamped proof of filing, since CRD records sometimes lag REAL by 48 hours.
• Do answer disclosure questions consistently across OFR-1, Form U4, and Form ADV, because inconsistency is treated as a Yes trigger.

• Do budget 60–90 days for first-time approval, because fingerprint results from the FBI can take that long.

• Don’t leave any field blank — write N/A if a field truly does not apply, because blanks are deficiencies.

• Don’t rely on a generic notary acknowledgment from another state, because Florida requires a Florida-commissioned notary.
• Don’t transact securities business before the registration number posts, because pre-approval activity is a third-degree felony.
• Don’t assume electronic filing through REAL replaces the CRD/IARD filing of Form BD or Form ADV, because both must be filed.
• Don’t use the same OFR-1 for both BD and IA registration, because each requires a separate form and fee.
• Don’t ignore deficiency letters past the 30-day cure window, because the application is then deemed withdrawn and the fee forfeited.

Pros and Cons of Filing on Your Own vs. With Help

Many small firms file OFR-1 themselves; many larger firms outsource to compliance consultants. The trade-off comes down to time, accuracy, and disciplinary risk.

Pros of filing on your own:

• Lower cost, since outside consultants typically charge $2,500–$7,500 for an OFR-1 packet.
• Direct knowledge of the firm’s operations and disclosure history, which simplifies Section 6 answers.
• Faster internal turnaround when OFR issues a deficiency letter, since no third party sits between the firm and the examiner.
• Builds in-house compliance expertise that supports later annual filings and amendments.
• Full control over signature timing and notary scheduling.

Cons of filing on your own:

• Higher first-pass deficiency rate, since lay filers miss the cross-references between OFR-1, Form BD, Form ADV, and U4.
• Disclosure errors carry personal liability for the signer under Section 517.161, F.S.
• Florida-specific bond and CCO rules are easy to miss without prior experience.
• Time cost is heavy — typical first-time filings take 20–40 hours of preparation.
• No outside party to argue mitigating context if a Yes disclosure raises an examiner’s concern.

FAQs

Is Florida Form OFR-1 the same as Form BD or Form ADV?

No. OFR-1 is a Florida-specific cover application that travels alongside Form BD or Form ADV; both must be filed for a complete Florida registration package.

Do I file OFR-1 through CRD or IARD directly?

No. OFR-1 itself is filed through the OFR REAL System, while the underlying Form BD or Form ADV is filed through CRD or IARD.

What is the filing fee for an investment adviser firm?

Yes, there is a fee — $200 for the firm, $40 for each investment adviser representative, set by Section 517.12(10), F.S., and non-refundable once paid.

Do I write my Social Security number or FEIN in Section 1?

Yes, sole proprietors enter their SSN; every other entity type enters the nine-digit FEIN formatted as XX-XXXXXXX.

Should I check both Dealer and Investment Adviser in the header?

No. A dual registrant must file two separate OFR-1 forms with two separate fees, never one combined form.

Do I have to disclose an expunged criminal record?

Yes, if the underlying charge involved fraud, theft, breach of fiduciary duty, or any securities violation, expungement does not erase the duty to disclose.

Is a P.O. Box acceptable as the Florida office address in Section 2(b)?

No. Florida requires a physical street address where books and records are maintained; P.O. Boxes are rejected.

Can my outside compliance consultant sign as CCO in Section 3(b)?

No. The CCO must be a supervised person of the firm under Rule 69W-600.0132, F.A.C.; outside consultants do not qualify.

Do I need a surety bond if my firm has no custody of client assets?

No. Investment advisers without custody are exempt from the bond requirement, but must still complete Section 7 with Not required (no custody).

Is electronic notarization accepted on the signature page?

Yes, but only by a Florida-commissioned online notary; remote notaries commissioned in other states are rejected.

How long does OFR take to approve a new OFR-1?

Yes, there is a typical window — 30 to 90 days, with first-time filings averaging 60 days because of the wait for FBI fingerprint results.

Can I start doing business as soon as I file OFR-1?

No. Registration is effective only when OFR posts the approval in REAL; any securities activity before that date is a third-degree felony under Section 517.12, F.S.

Do I need to refile OFR-1 every year?

No. OFR-1 is a one-time application; renewal is handled through CRD/IARD and the December 31 OFR renewal cycle, not by refiling OFR-1.

Can I list my home address as the Florida office?

Yes, sole-proprietor advisers may use a residential address, but it becomes a public record under Chapter 119, F.S.

What happens if I miss the 30-day deficiency cure deadline?

No extension is automatic — the application is deemed withdrawn, the fee is forfeited, and a fresh OFR-1 with a new fee must be filed to start over.