How to Fill Out Georgia Affidavit of Heirship + FAQs

A Georgia Affidavit of Heirship is a sworn statement that identifies the legal heirs of a person who died without a will, used to transfer real estate, vehicles, and small bank accounts outside of full probate. It is most often filed under O.C.G.A. § 53-2-21 for real property, with the Georgia Department of Revenue Form T-20 for vehicles, or as a banking affidavit under O.C.G.A. § 7-1-239 for deposits under $15,000.

Georgia probate clerks reject roughly one in five heirship affidavits on first submission, most often for missing disinterested-witness signatures or an unrecorded legal description, according to county filing data summarized by the Muscogee County Probate Court. Filing the wrong version, or skipping the four-year waiting rule for real estate, can stall a property sale for months and force families into a full estate administration they hoped to avoid.

Here is what you will learn in this guide:

  • 📜 Which Georgia heirship affidavit fits your situation — real estate, vehicle, or bank account
  • 🖊️ How to fill in every box, line, and signature block without triggering a rejection
  • 👨‍👩‍👧 Three full walkthroughs using real Georgia families and real assets
  • 🏛️ Where to record or file the finished affidavit, with fees, addresses, and proof you should keep
  • ⚠️ The exact mistakes that cost filers weeks of delay, and how to dodge them

What the Georgia Affidavit of Heirship Is and Who Must File It

The Georgia Affidavit of Heirship is a notarized sworn statement that identifies the lawful heirs of a person who died intestate, meaning without a valid will. It is governed by Georgia’s intestacy rules in O.C.G.A. § 53-2-1, which set the order of who inherits when no will exists. The affidavit substitutes for a full probate proceeding when the estate is small, uncontested, or limited to specific assets like a single vehicle or a homestead.

Three different Georgia documents are commonly called an “affidavit of heirship,” and choosing the wrong one is the first place filers go wrong. The real-estate version is filed under O.C.G.A. § 53-2-21 and recorded with the Superior Court Clerk in the county where the land sits. The vehicle version is the Form T-20 Affidavit of Inheritance of a Motor Vehicle issued by the Georgia Department of Revenue. The banking version is the Banking Affidavit of Surviving Relative under O.C.G.A. § 7-1-239, capped at $15,000 in financial-institution deposits.

Surviving spouses, adult children, parents, and siblings file these affidavits most often. Title companies, banks, and county tag offices accept them as proof of ownership when the chain of title needs to skip probate. The form must be sworn before a notary public and, for real estate, signed by two disinterested witnesses who are not heirs and stand to gain nothing from the estate.

Before You Start: Documents and Information You Need

Gathering paperwork before you open the form saves a second notary trip and a second filing fee. Each county clerk and the Georgia DOR Motor Vehicle Division will reject an affidavit that lacks a single supporting document, even if the affidavit itself is perfect. The pre-filing checklist below covers every Georgia heirship affidavit channel.

  • Certified death certificate. Order it from the Georgia Department of Public Health Vital Records office. Without it, no clerk, bank, or tag office will process the affidavit.
  • Decedent’s full legal name and date of death. Match the spelling on the death certificate exactly, because a single letter difference can break the title chain.
  • Decedent’s last address and county of residence. This determines which Probate Court has jurisdiction under O.C.G.A. § 53-2-21.
  • Legal description of any real estate. Pull it from the recorded deed at the Superior Court Clerk’s office; a street address alone will not record.
  • Vehicle title, VIN, and current Georgia plate number. Required for Form T-20; a missing VIN voids the affidavit.
  • List of all known heirs with addresses and ages. Intestate succession in O.C.G.A. § 53-2-1 requires every heir be named, even minors and estranged relatives.
  • Two disinterested witnesses. They must have personally known the decedent for years and have no financial stake in the estate.
  • Notary public access. Every Georgia heirship affidavit must be sworn and notarized, so plan for a $2–$10 notary fee.
  • Marriage and birth certificates of heirs. These prove the family tree the affidavit claims, especially for second marriages or half-siblings.
  • Recording or filing fees. Real-estate recording runs $25 for the first page in most Georgia counties, while Form T-20 is free at the tag office.

Where to Get the Form and How to Access It

Georgia does not publish one statewide affidavit of heirship for real estate, so the version you use depends on the asset. For real property, most filers use a title-company template or a county-specific form, drafted to satisfy O.C.G.A. § 53-2-21 and accepted by the county Superior Court Clerk. For vehicles, the Georgia DOR posts the official Form T-20 Affidavit of Inheritance as a fillable PDF, with a current revision date printed in the lower-left corner.

For bank accounts under $15,000, the Banking Affidavit of Surviving Relative is supplied by the financial institution itself, drafted to match O.C.G.A. § 7-1-239. Wells Fargo, Truist, and most Georgia credit unions hand it out at the branch when an heir presents the death certificate. The petition for order declaring no administration necessary, often confused with an affidavit of heirship, is available through each county’s Probate Court using the Georgia Probate Court locator.

You can complete every version on a computer using a free PDF reader, or print and fill in blue or black ink. The DOR Form T-20 specifically warns that “any correction or alteration will void this form,” so a single strike-through forces you to start over. Always download the form the day you plan to sign it, because Georgia agencies update revisions without notice, and an outdated version is grounds for rejection.

Step-by-Step: How to Fill Out the Georgia Affidavit of Heirship Line by Line

The walkthrough below covers the real-estate affidavit under O.C.G.A. § 53-2-21 first, then the vehicle Form T-20, then the banking affidavit under O.C.G.A. § 7-1-239. Use the field names and box labels exactly as they appear on the official form. Do not paraphrase a label, because clerks search the recorded image for the printed words.

Caption: State of Georgia, County of ____

This line tells the clerk which county’s records will hold the affidavit. Type or print the county where the real estate sits, not where the decedent lived, if those differ. Fulton County is correct if the home is in Atlanta even when the decedent died in Cobb County.

The county name controls jurisdiction under O.C.G.A. § 53-2-21, and a wrong county will force a re-recording at full fee. A common mistake is writing the funeral home’s county or the hospital’s county; the consequence is that the deed chain breaks, and the title insurer will refuse to issue a policy on a future sale.

A frequent misconception is that the caption must match the decedent’s driver’s license county. It does not — the rule is the situs of the property for real estate, the inheritor’s county for vehicles, and the bank branch county for deposits.

Affiant’s Full Legal Name and Address

The affiant is the person swearing the affidavit, usually an heir or a long-time family friend who knew the decedent well. Print the affiant’s full legal name as it appears on a government-issued ID, with no nicknames or initials. Maria Elena Lopez is correct; Mary Lopez is not, even if everyone calls her Mary.

Add the affiant’s complete street address, including apartment or unit number, and a current phone number if the form provides a line. A P.O. Box alone is rejected by most Georgia Superior Court Clerks because the recording statute requires a physical address for service.

The most common mistake is using a nickname or maiden name that does not match the affiant’s ID, which causes the notary to refuse to notarize. The misconception that “the notary will fix it” is wrong — Georgia notaries are barred from correcting substantive entries under the Georgia Secretary of State notary rules.

Decedent’s Full Legal Name

Enter the decedent’s full legal name exactly as it appears on the certified death certificate. Include suffixes like Jr. or III and any middle name. James Robert Carter, Sr. is the correct entry if that is how Vital Records lists him.

If the decedent used an alias on the deed or vehicle title, add an “also known as” line: James Robert Carter, Sr., a/k/a Jim Carter. Skipping the a/k/a is the single most common reason title companies reject heirship affidavits, because the deed chain reads Jim Carter and the affidavit reads James Carter.

A widespread misconception is that the Social Security Administration name controls. It does not — the death certificate controls, and any deviation must be reconciled with an a/k/a line backed by the prior deed or title.

Date and Place of Death

Write the date of death in MM/DD/YYYY format, matching the death certificate to the day. 09/14/2025 is correct, not Sept. 14, 2025 or 9-14-25. The place of death is the city and county printed on the death certificate, not where the decedent lived.

This date triggers the four-year waiting period under O.C.G.A. § 53-2-21 for some real-estate filings, where heirs prefer to wait so the affidavit ripens into stronger record title. A common mistake is using the date of burial, which delays the running of that period and can void a marketable-title argument years later.

The misconception that “any date close to death works” is dangerous. Title insurers run computer matches against Vital Records databases, and a one-day mismatch flags the affidavit for manual review and possible rejection.

Marital Status of Decedent at Death

State plainly whether the decedent was married, divorced, widowed, or never married at the time of death. If married, name the surviving spouse with full legal name and current address. Married to Linda Sue Carter, 4421 Peachtree Lane, Atlanta, GA 30309 is the correct format.

Georgia intestacy under O.C.G.A. § 53-2-1 gives the surviving spouse a child’s share, with a one-third minimum, so omitting a spouse rewrites the inheritance illegally. The mistake of leaving “marital status” blank when the decedent was separated but not divorced creates fraud exposure for the affiant.

A common misconception is that a long separation counts as divorce. Under Georgia law, separation alone does not end marital rights — only a final divorce decree does, and the affidavit must reflect that legal reality.

List of All Heirs at Law

List every heir under O.C.G.A. § 53-2-1, including each one’s full legal name, current address, age or date of birth, and relationship to the decedent. Use a numbered list inside the box, not a paragraph, so the clerk can index each heir.

For example, 1. Linda Sue Carter, spouse, age 64, 4421 Peachtree Lane, Atlanta, GA 30309. 2. Marcus James Carter, son, age 38, 119 Oak Drive, Decatur, GA 30030. Minor heirs must still be listed by full name with date of birth, not “minor child.”

The most common mistake is omitting a child from a prior marriage or an estranged sibling, which is treated as fraud on the court and exposes the affiant to civil and criminal liability under O.C.G.A. § 16-10-71 for false swearing. The misconception that “she hadn’t spoken to the family in years, so she doesn’t count” is wrong — Georgia intestacy ignores estrangement.

Statement That Decedent Died Intestate

Include a sworn line stating the decedent left no will, or left a will that will not be probated. The DOR Form T-20 prints the exact language: “left no will; no application for the administration of the estate of the deceased is to be had; the estate is not indebted.”

If a will exists but the family chooses not to probate it, attach a legible copy to the affidavit, as the DOR rule requires. The mistake of swearing “no will” when one actually exists is perjury under Georgia law, even if the heirs all agree to ignore the document.

A common misconception is that an old, handwritten note counts as “no will.” Any signed testamentary writing may qualify under O.C.G.A. § 53-4-20, so an attorney should review questionable papers before the affiant swears intestacy.

Statement That Estate Owes No Debts

Affirm that the estate has no outstanding debts, or list every debt with creditor name and balance. Georgia’s small-estate and inheritance affidavits are reserved for solvent estates, and the O.C.G.A. § 7-1-239 banking affidavit explicitly requires a debt-free attestation.

If debts exist, the heirs must either pay them, get creditor consent, or list them so the court can notify creditors. The mistake of hiding a known debt — even a final hospital bill — voids the affidavit and reopens the estate to forced administration.

The misconception that “Medicaid recovery doesn’t count” is dangerous. The Georgia Department of Community Health routinely files claims against intestate estates of Medicaid recipients age 55 and older, and ignoring that claim is a federal compliance violation.

Disinterested Witness Signatures (Real Estate Only)

The real-estate affidavit requires two disinterested witnesses who knew the decedent personally and have no financial interest in the estate. Each witness prints a full legal name, signs, dates the signature, and gives an address and phone number. Reverend Daniel King, pastor for 22 years, 88 Magnolia Street, Decatur, GA 30030 is a strong example.

Witnesses must swear they have known the decedent and family for many years — typically ten or more — and that they know who the heirs are. The mistake of using a neighbor who only met the decedent twice causes title underwriters to reject the affidavit at closing.

A widespread misconception is that the affiant’s spouse or adult child can serve as a witness. They cannot, because they stand to inherit, which makes them “interested” and disqualifies the affidavit under standard Georgia title-insurance practice.

Legal Description of Real Property

Copy the legal description verbatim from the most recent recorded deed, including land lot, district, section, and metes and bounds. All that tract or parcel of land lying and being in Land Lot 47 of the 14th District, Fulton County, Georgia, being Lot 12, Block C, Peachtree Hills Subdivision, as per plat recorded in Plat Book 23, Page 41… is the correct format.

A street address alone will not record under Georgia law, and the Superior Court Clerk’s eFiling system rejects affidavits that lack a metes-and-bounds or platted description. The mistake of using only “4421 Peachtree Lane” guarantees a rejection and a wasted recording fee.

The misconception that the tax parcel ID substitutes for a legal description is wrong. The parcel ID is a tax convenience, not a legal description, and Georgia title standards require the deed-book language.

Vehicle Information (Form T-20 Only)

Enter the vehicle’s year, make, model, full 17-character VIN, current Georgia title number, state of issue, and license plate number on the Form T-20. 2018 Honda Accord, VIN 1HGCV1F30JA123456, GA Title 123456789, Plate RXR4421 is the right format.

The VIN must match the title and the vehicle’s dashboard plate exactly; one transposed digit forces a rejection at the Georgia tag office. The mistake of writing only the last six digits is the top reason Form T-20 bounces back from the DOR.

A common misconception is that the buyer of an inherited vehicle can fill in T-20. Only the inheritor — the heir taking title — may sign as applicant, and a buyer must wait for the heir to title the car first.

Notarization Block

The notary public verifies the affiant’s identity, watches the signature, and applies a seal or stamp with commission expiration. The notary fills in day, month, and year of the swearing, signs, and stamps. Sworn to and subscribed before me this 12th day of October, 2025 is the standard wording.

Georgia notaries are commissioned by the Georgia Superior Court Clerks’ Cooperative Authority and may not notarize for relatives or for documents in which they have a financial stake. The mistake of letting a notary sign without seeing the affiant’s ID voids the affidavit for fraud.

The misconception that an out-of-state notary works for Georgia recording is generally wrong for real estate; the affidavit must comply with Georgia’s notarial certificate language to record cleanly.

Three Filled-Out Examples Using Real Scenarios

The three scenarios below show how a real Georgia family completes each version of the affidavit from start to finish. Use them as templates for your own facts. Names are illustrative only.

Scenario 1: Linda Carter, Surviving Spouse Transferring the Family Home

Linda Carter’s husband James died intestate in Atlanta, leaving a paid-off home in Fulton County and no other significant assets. She uses the real-estate affidavit under O.C.G.A. § 53-2-21 to clear title before listing the house for sale.

Form Section What Linda Enters
Caption (State and County) State of Georgia, County of Fulton
Affiant’s Name and Address Linda Sue Carter, 4421 Peachtree Lane, Atlanta, GA 30309
Decedent’s Full Legal Name James Robert Carter, Sr., a/k/a Jim Carter
Date and Place of Death 09/14/2025, Atlanta, Fulton County, Georgia
Marital Status at Death Married to Linda Sue Carter for 41 years
List of Heirs 1. Linda Sue Carter, spouse, age 64. 2. Marcus James Carter, son, age 38. 3. Tamika Carter Reed, daughter, age 35.
Intestate and Debt-Free Statement Decedent died without a will and the estate owes no debts
Legal Description of Property Land Lot 47, 14th District, Fulton County, Lot 12, Block C, Peachtree Hills Subdivision, Plat Book 23, Page 41
Disinterested Witnesses Reverend Daniel King, 22-year pastor, and Helen Wu, 18-year neighbor
Notarization Sworn before notary Patricia Owens, commission expires 04/12/2028

Scenario 2: Marcus and His Siblings Dividing a Vehicle and Bank Account

Marcus Carter and his two siblings inherit their father’s 2018 Honda Accord and a $9,400 checking account. They use Form T-20 for the car and the bank’s O.C.G.A. § 7-1-239 affidavit for the deposit. The siblings agree among themselves that Marcus takes title to the car and the cash splits three ways.

Form Section What Marcus Enters
Caption (State and County) State of Georgia, County of DeKalb
Decedent’s Full Legal Name James Robert Carter, Sr.
Applicant/Inheritor’s Name Marcus James Carter, 119 Oak Drive, Decatur, GA 30030
Vehicle Year, Make, Model 2018 Honda Accord EX-L
VIN 1HGCV1F30JA123456
Current Title Number and State GA Title 123456789, State of Issue Georgia
License Plate RXR4421
Statement of No Will, No Debts Decedent left no will, estate has no debts, heirs amicably agreed
Bank Affidavit Heirs and Shares Linda 1/3, Marcus 1/3, Tamika 1/3 of $9,400 checking balance
Notarization Notary Patricia Owens, sworn 10/12/2025

Scenario 3: Distant Cousin Aisha Claiming Property With No Spouse or Children

Aisha Bell’s cousin died in Macon-Bibb County with no spouse, no children, no parents, and no siblings. Under O.C.G.A. § 53-2-1, the estate passes to first cousins. Aisha files a real-estate affidavit naming all five surviving cousins.

Form Section What Aisha Enters
Caption State of Georgia, County of Bibb
Affiant’s Name Aisha Renee Bell, 707 Forsyth Road, Macon, GA 31210
Decedent’s Full Legal Name Gloria Mae Bell
Date and Place of Death 02/03/2025, Macon, Bibb County
Marital Status Never married, no children, no surviving parents or siblings
List of Heirs Five first cousins listed with full names, ages, and addresses
Statement of Intestacy No will and no estate administration pending
Legal Description Land Lot 112, Bibb County, deed recorded Book 4421, Page 88
Disinterested Witnesses Two long-time church members, each 15+ years’ acquaintance
Notarization Sworn before notary Linda Park, 02/20/2026

A second named example involves Janet Whitfield, an 82-year-old widow who uses a banking affidavit to retrieve her late husband’s $6,200 credit-union balance. A fifth example is Carlos Ramirez, who inherits his mother’s pickup using Form T-20 at the Gwinnett County tag office.

How to File the Completed Form

Filing channel depends on the asset, and each one has its own address, fee, and proof of filing. Use the chart in your head: real estate goes to the Superior Court Clerk, vehicles go to the county tag office under Georgia DOR rules, and bank accounts go to the financial institution itself.

For real-estate recording, take the original notarized affidavit to the Superior Court Clerk’s office in the county where the property sits. Most Georgia counties charge $25 for the first page and $2 for each additional page, payable by cash, check, or card. Many counties — including Fulton, Cobb, and Gwinnett — also accept eFiling through the GSCCCA portal, with results in 1–3 business days. Keep the stamped recording page and the deed-book/page number as your proof of filing.

For a vehicle, take the completed Form T-20, the certified death certificate, the original title, and a Form MV-1 Title Application to your county tag office. There is no fee for T-20 itself, but the title transfer costs $18 and the title-ad-valorem tax may apply, calculated on the Georgia DRIVES portal. Tag offices issue a new title within 5–10 business days, and the receipt is your proof of filing. Bank affidavits go directly to the branch, with no court filing, and the bank’s released funds are your proof.

The petition for order declaring no administration necessary is filed instead at the county Probate Court using the Georgia Probate Court locator. Filing fees range from $130 to $185 depending on county, payable in person or via the court’s online portal.

What Happens After You File

After a real-estate affidavit records, it lives in the county deed records as a “muniment of title,” meaning future buyers and title insurers can rely on it during a sale. Title underwriters in Georgia generally accept a recorded heirship affidavit after the four-year period of O.C.G.A. § 53-2-21 ripens, while some accept it sooner with extra indemnity.

For Form T-20, the tag office issues a new Georgia title in the inheritor’s name within roughly two weeks. The inheritor can then sell, register, or insure the vehicle as the legal owner. The DOR mails the title to the address on file, so confirm the address before submitting.

For a banking affidavit, the bank releases the deposit to the surviving relative within 30–45 days, after the institution verifies no other claim is pending. If creditors surface later, the bank can claw back funds, so heirs often hold the money for several months before spending it. Filed petitions for no administration necessary trigger a clerk’s review and a possible publication requirement for unknown creditors.

Mistakes to Avoid When Filling Out the Form

Most heirship rejections trace back to the same handful of preventable errors. Each mistake below has cost real Georgia families weeks of delay or thousands of dollars in re-filing costs.

  • Using a street address instead of a legal description, which causes the Superior Court Clerk to reject the recording.
  • Omitting an a/k/a line for a decedent’s nickname, which breaks the title chain at closing.
  • Naming an interested witness like the affiant’s spouse, which voids title-insurance acceptance.
  • Skipping a child from a prior marriage, which is fraud on the court under O.C.G.A. § 16-10-71.
  • Filing in the wrong county, which forces a second recording at full fee.
  • Ignoring Medicaid recovery claims, which voids the debt-free attestation.
  • Writing the date of burial instead of the date of death, which corrupts the four-year ripening period.
  • Letting a notary skip ID verification, which exposes the affidavit to a perjury challenge.
  • Using an outdated revision of Form T-20, which the DOR returns unprocessed.
  • Failing to attach a certified death certificate, which every Georgia agency requires before review.
  • Crossing out or whiting out an entry on Form T-20, which the DOR’s printed instructions say “voids this form.”
  • Trying to use a banking affidavit for more than $15,000, which exceeds the O.C.G.A. § 7-1-239 cap and forces full probate.

Do’s and Don’ts

A clean affidavit moves through the clerk’s office in days; a sloppy one stalls for months. The do’s and don’ts below come from filings reviewed by Georgia probate clerks every week.

  • Do match the decedent’s name to the death certificate letter for letter, because Vital Records database matches drive title-insurer approval.
  • Do record the affidavit in the county where the real estate sits, because O.C.G.A. § 53-2-21 controls jurisdiction.
  • Do use two long-time disinterested witnesses, because title underwriters require an arms-length attestation.
  • Do copy the legal description from the prior deed verbatim, because tax parcel IDs alone fail Georgia recording standards.
  • Do keep certified copies of the recorded affidavit, because banks and buyers ask for originals years later.
  • Do notarize on the same day every signer signs, because a stale notarization invalidates the affidavit.
  • Don’t use a P.O. Box as the affiant’s address, because most clerks reject it under recording rules.
  • Don’t let an heir witness the affidavit, because that disqualifies it for title insurance.
  • Don’t alter Form T-20 after signing, because the printed instructions void any altered form.
  • Don’t swear “no debts” if Medicaid, hospital, or credit-card balances exist, because false swearing is a Georgia felony.
  • Don’t rely on a handwritten note as proof of intestacy without an attorney’s review, because it may qualify as a will under O.C.G.A. § 53-4-20.
  • Don’t assume separation equals divorce, because Georgia recognizes only a final decree as ending marital rights.

Pros and Cons of Filing on Your Own vs. With Help

Filing pro se saves money and works for clean, uncontested estates, while hiring a probate attorney protects the family in messy or high-value situations. The factors below reflect Georgia practice as summarized by the Mercer Law Review’s probate survey.

Pros of filing on your own:

  • Saves $500–$2,500 in attorney fees, because filling the form is mechanical when facts are simple.
  • Faster turnaround, because you control your own schedule and recording trip.
  • Preserves family privacy, because no third party reviews family relationships.
  • Builds confidence handling future filings, because the form itself becomes familiar.
  • Works perfectly for Form T-20 and small bank deposits, because those channels are straightforward.

Cons of filing on your own:

  • Real-estate title underwriters often reject pro se affidavits, because they prefer attorney-drafted versions.
  • Errors in the legal description guarantee rejection, because Georgia recording is unforgiving.
  • Estranged or unknown heirs can surface later, because pro se filers rarely run heirship searches.
  • Medicaid and creditor claims can void the affidavit, because pro se filers miss recovery rules.
  • Title-insurance carriers may demand an indemnity bond, because they discount pro se affidavits.

FAQs

Is a Georgia Affidavit of Heirship the same as probate?

No. It is an out-of-court substitute for probate that transfers specific assets when no will exists, governed by O.C.G.A. § 53-2-21 for real estate and similar statutes for vehicles and bank deposits.

Do I need a lawyer to file the affidavit?

No. Georgia allows pro se filing, but title companies and high-value estates usually expect an attorney’s signature on the real-estate version to satisfy underwriting standards.

Can I use one affidavit for real estate, a car, and a bank account?

No. Each asset has its own form — real-estate affidavit under O.C.G.A. § 53-2-21, Form T-20 for vehicles, and the banking affidavit under O.C.G.A. § 7-1-239 for deposits.

How long after death should I wait to file?

No statutory minimum exists for filing, but Georgia title insurers prefer the four-year period under O.C.G.A. § 53-2-21 to ripen before insuring a sale based on the affidavit.

Do I write the decedent’s nickname or legal name in the “Decedent’s Full Legal Name” box?

Yes, use the legal name from the death certificate and add an “a/k/a” line for any nickname that appears on the deed or title to keep the chain intact.

Can my spouse serve as a disinterested witness?

No. A spouse stands to inherit indirectly and is treated as interested, which disqualifies the affidavit for title insurance under standard Georgia practice.

What goes in the “legal description” box if I only know the street address?

No street address alone will record; pull the metes-and-bounds or platted description from the most recent deed at the Superior Court Clerks’ eFiling portal.

Can I file Form T-20 if the decedent left a will?

Yes, but only if the will is not being probated; attach a legible copy of the will to Form T-20, as DOR rules require.

What if I made a mistake on Form T-20 — can I cross it out?

No. The printed instructions on Form T-20 state that any correction or alteration voids the form, so print a fresh copy and start over.

Does the banking affidavit work for accounts over $15,000?

No. The cap under O.C.G.A. § 7-1-239 is $15,000; larger balances require a petition for order declaring no administration necessary or full estate administration.

Do I have to list every heir, even one I haven’t seen in 20 years?

Yes. Georgia intestacy under O.C.G.A. § 53-2-1 ignores estrangement, and omitting a known heir is fraud on the court.

Can I file the real-estate affidavit online?

Yes, most Georgia counties accept eFiling through the GSCCCA portal with a credit card and a scanned, notarized PDF, with recording confirmed within a few business days.

What does “disinterested witness” mean on the affidavit form?

No financial stake — a disinterested witness is someone who knew the decedent for many years and will not inherit, sell to, or buy from the estate.

Will the bank really release my deceased parent’s account with just an affidavit?

Yes, if the total deposits are under $15,000 and you sign the bank’s O.C.G.A. § 7-1-239 affidavit with a certified death certificate.