The Texas Department of Insurance (TDI) Producer License Application is the official electronic form every person must file with the Texas Department of Insurance to legally sell, solicit, or negotiate insurance in Texas. The application is filed through NIPR or Sircon, and it covers resident producers, non-resident producers, adjusters, and limited lines agents under Texas Insurance Code Chapters 4051–4056.
Filing it correctly the first time matters. TDI processes more than 100,000 producer license transactions every year, and according to NIPR’s licensing statistics, roughly 1 in 5 applications gets flagged for missing data, background-question errors, or fingerprint mismatches that delay approval by weeks. This article shows you exactly how to complete each section without those costly mistakes.
- 📝 How to access the application on NIPR and Sircon and which channel fits your situation
- 🪪 Line-by-line instructions for every field, including the background disclosure questions that trip up most applicants
- 👥 Three full-walkthrough scenarios with named applicants (resident, non-resident, and limited lines)
- 🖐️ How IdentoGO fingerprinting, Pearson VUE exams, and the $50 application fee connect to the form
- 🚫 The top 10+ mistakes that get applications rejected and how to avoid each one
What the Application Is and Who Must File It
The Texas TDI Producer License Application is the electronic form a person submits to obtain authority to act as an insurance agent in Texas. It is required under the Texas Insurance Code §4001.101, which prohibits anyone from selling, soliciting, or negotiating insurance without first being licensed by TDI. The form is the gateway to every Texas producer credential, from General Lines Life, Accident, and Health to General Lines Property and Casualty, Personal Lines, Limited Lines, and Adjuster licenses.
Anyone who wants to be paid for insurance work in Texas must file it. That includes new applicants who just passed their Pearson VUE exam, non-resident producers expanding into Texas from another state, agency principals, customer service representatives who quote or bind, and limited lines agents who sell crop, surplus lines, or pre-need funeral coverage. Business entities (agencies) file a separate but related entity application through the same portals.
The form is also required for license type additions. An agent who holds a General Lines L/A/H license and now wants to add Property and Casualty must file the application again to add the new line of authority. The same is true for adjusters adding a workers’ compensation specialty or non-resident agents adding Texas after moving here. The TDI agent license types page lists every license code, and selecting the wrong code on the application is the single fastest way to get rejected.
Approval gives the producer a Texas license number, a two-year license term, and the legal right to be appointed by carriers. Filing the wrong form, missing a background disclosure, or skipping the IdentoGO fingerprint step can delay licensing by 6–12 weeks and force the applicant to start over. The current revision of the application reflects updates from House Bill 1900, effective September 2021, which streamlined background reporting for producers.
Before You Start: Documents and Information You Need
Gather every item below before you log in to NIPR or Sircon. Texas locks your session after 30 minutes of inactivity, and starting over because you do not have your Social Security number handy is a common headache.
- Social Security Number (SSN). TDI cross-checks your SSN against the Social Security Administration records. A typo here triggers an automatic hold.
- Full legal name as shown on your Social Security card. Nicknames, maiden names, or hyphenated variations cause name-match failures.
- Date of birth and place of birth. Required for the background check submitted to the Texas Department of Public Safety (DPS) and the FBI.
- Residential address and mailing address. A P.O. Box alone is not accepted as residence; you must provide a physical street address.
- Pearson VUE exam score report. You must have passed the exam within the last 12 months. Find your record at the Pearson VUE Texas insurance page.
- IdentoGO fingerprint receipt (TCN number). Resident applicants must schedule prints through IdentoGO Texas using TDI’s service code.
- Prior license history. Every state you have ever been licensed in, with license numbers and dates. Missing one triggers a National Insurance Producer Registry mismatch.
- Background disclosure documentation. Court records, dispositions, bankruptcy filings, prior administrative actions, child support orders, and tax liens, if any apply.
- Employer or sponsoring agency information (if applicable). Not required for the license itself, but needed for carrier appointments.
- Payment method. Credit card or ACH for the $50 application fee plus the $5.60 NIPR transaction fee. TDI no longer accepts paper checks for producer applications.
Each item maps to a specific question on the form, so collecting them in a single folder up front saves rework. If even one item is missing or wrong, expect a Deficiency Notice from TDI within 10 business days.
Where to Get the Form and How to Access It
Unlike older paper forms, the modern Texas producer application lives entirely online. There is no PDF version you mail in. You access the application through one of two TDI-approved portals, both of which feed the same TDI licensing database.
The first channel is the National Insurance Producer Registry (NIPR), the non-profit affiliate of the National Association of Insurance Commissioners. NIPR is the most common channel and the one TDI recommends for new resident applicants. The second channel is Sircon by Vertafore, a commercial portal that offers identical functionality plus added agency-management tools. Both portals charge a small transaction fee on top of the $50 TDI application fee.
Resident applicants who already passed the Pearson VUE exam can also see the application pre-populated when they log in to their Pearson VUE candidate account within 24 hours of passing. Non-resident applicants apply only through NIPR or Sircon and must already hold an active home-state license.
The official authority for the application is the TDI Agent and Adjuster Licensing page, which links to current fees, statutes, and the Texas Insurance Code Title 13. Always start from a TDI link, never from a search-ad result, because look-alike sites have been known to charge applicants for “licensing help” they do not need.
Step-by-Step: How to Fill Out the TDI Producer License Application Line by Line
The application is organized into seven major parts. Each part appears as a separate screen on NIPR and Sircon. The walkthrough below follows the NIPR layout because it matches TDI’s data fields exactly, but Sircon mirrors the same questions.
Part 1, Section A: License Type Selection
What the field asks in plain English. Pick the exact Texas license you want. The dropdown includes codes such as General Lines Life, Accident, Health and HMO; General Lines Property and Casualty; Personal Lines; Limited Lines; Adjuster All Lines; and several specialty codes.
How to answer it. Click the dropdown and select the license code that matches the exam you passed at Pearson VUE. If you passed the General Lines L/A/H exam, choose General Lines – Life, Accident, Health and HMO. The license code must match your exam record exactly, or the system blocks your submission.
A specific example answer. Maria Lopez passed the General Lines L/A/H exam on April 12, 2026. She selects General Lines – Life, Accident, Health and HMO from the dropdown.
A nuance or edge case. If you are adding a license to an existing Texas credential, choose “Add Line of Authority” rather than a brand-new application. Filing as new when you already have a license creates a duplicate record TDI has to manually merge.
A common mistake on this field and its direct consequence. Many applicants choose General Lines – Property and Casualty when they actually want only Personal Lines. The P&C license requires a harder exam, and TDI will reject the application because no matching Pearson VUE score is on file.
A misconception about this field. Filers often believe that picking “All Lines” gives them every authority at once. In Texas there is no single “all lines” producer license; you must add each line separately with its own exam.
Part 1, Section B: Resident or Non-Resident Status
What the field asks in plain English. Are you a Texas resident, or are you applying from another state where you already hold a license?
How to answer it. Choose Resident if Texas is your declared home state for licensing purposes. Choose Non-Resident if your home state license is active in another state and you want to do business in Texas.
A specific example answer. Carlos Ramirez lives in Tulsa, Oklahoma, and holds an active Oklahoma P&C license. He selects Non-Resident.
A nuance or edge case. You can only declare one home state at a time. Moving to Texas requires you to first cancel your prior home-state license and apply as a Texas resident within 90 days under the NAIC Producer Licensing Model Act.
A common mistake on this field and its direct consequence. Picking Resident when you actually live in another state forces TDI to require IdentoGO fingerprints you cannot legally take outside Texas, stopping the application cold.
A misconception about this field. Many applicants think “resident” means where they own property. It means where your principal place of residence and tax home is, per Texas Insurance Code §4054.001.
Part 2, Section A: Personal Information — Full Legal Name
What the field asks in plain English. Enter your full legal name exactly as it appears on your Social Security card.
How to answer it. Type your first, middle, and last name in the correct boxes. Use no nicknames, no initials unless that is how your SSA record reads, and no titles like “Jr.” or “III” unless they appear on the card.
A specific example answer. Aisha N. Williams writes Aisha in First Name, Nicole in Middle Name, and Williams in Last Name because that matches her Social Security card.
A nuance or edge case. If you recently married or divorced and your SSA record still shows your old name, use the old name and update SSA first. A name mismatch with SSA stops the federal background check.
A common mistake on this field and its direct consequence. Entering a preferred first name (e.g., “Liz” instead of “Elizabeth”) causes the name match to fail at both SSA and the FBI, and TDI will not process the application until SSA is updated.
A misconception about this field. Filers often think they can use their professional or DBA name here. The license itself must be issued in your legal name; DBAs come later through your appointment paperwork.
Part 2, Section B: Social Security Number and Date of Birth
What the field asks in plain English. Provide your 9-digit Social Security number and your date of birth.
How to answer it. Type your SSN with no dashes. Enter your date of birth in MM/DD/YYYY format. Double-check both before clicking Next.
A specific example answer. Maria Lopez enters 123456789 and 03/14/1985.
A nuance or edge case. Applicants without an SSN (such as certain non-resident aliens) must request a special TDI exception in writing before applying. The portal will not accept ITINs.
A common mistake on this field and its direct consequence. A single transposed SSN digit causes the application to fail SSA verification and triggers a manual review that adds 4–6 weeks to processing.
A misconception about this field. People worry their SSN is sold to third parties. NIPR and Sircon transmit SSNs through encrypted federal channels and never release them publicly, per the Gramm-Leach-Bliley Act.
Part 2, Section C: Residential Address
What the field asks in plain English. Provide your physical street address where you live.
How to answer it. Enter your street number, street name, apartment or unit, city, state, and ZIP. Do not enter a P.O. Box here. If your mailing address differs, you will enter it on the next screen.
A specific example answer. Carlos Ramirez writes 4421 N. Harvard Ave., Apt. 12, Tulsa, OK 74135.
A nuance or edge case. Rural Route addresses are allowed when the U.S. Postal Service shows no street address, but you must add a GPS coordinate or property description in the notes.
A common mistake on this field and its direct consequence. Using a P.O. Box in the residence field causes TDI to reject the application because Texas requires a verifiable physical address for service of process under Texas Insurance Code §4001.252.
A misconception about this field. Applicants think they can use their agency’s office address. The residential address must be where you actually sleep at night, not your workplace.
Part 3: Examination Information
What the field asks in plain English. Confirm the exam you passed at Pearson VUE and the date you passed it.
How to answer it. Most fields auto-populate from your Pearson VUE candidate record. If they do not, type the exam code and the pass date exactly as shown on your score report.
A specific example answer. Aisha Williams enters exam code 14-13 General Lines L/A/H with pass date 04/02/2026.
A nuance or edge case. Exam credit expires 12 months after the pass date. Applying on day 366 forces you to retest and pay the $43 exam fee again.
A common mistake on this field and its direct consequence. Entering the registration date instead of the pass date causes the system to think your credit has not started, and your file sits in queue until TDI staff manually verifies the record with Pearson VUE.
A misconception about this field. Some applicants think a passed exam alone equals a license. The exam is one of three required components, alongside the application and fingerprints.
Part 4: Fingerprint Information (Resident Applicants Only)
What the field asks in plain English. Provide the Transaction Control Number (TCN) from your IdentoGO fingerprint receipt.
How to answer it. Schedule fingerprints at IdentoGO Texas using TDI service code 11G6QF. After printing, IdentoGO emails a receipt with a TCN. Type that TCN into this field exactly as printed.
A specific example answer. Maria Lopez was printed on April 18, 2026, and received TCN TXAB1234567. She enters that number.
A nuance or edge case. Non-resident applicants skip this section entirely because Texas reciprocates the home-state background check under the NAIC Producer Licensing Model Act.
A common mistake on this field and its direct consequence. Submitting the application before IdentoGO uploads the prints (usually 24–48 hours) causes the file to enter “pending fingerprints” status, which can stall for weeks.
A misconception about this field. Applicants assume any livescan vendor works. Only IdentoGO with the TDI service code is accepted, because results must route through DPS to TDI.
Part 5: Background Information Questions
This is the highest-risk part of the application. There are typically 8–10 yes/no questions covering criminal history, administrative actions, financial integrity, and regulatory matters. Each question requires honest disclosure even for matters that have been sealed, expunged, or dismissed.
Question 1: Criminal History
What the field asks in plain English. Have you ever been convicted of, or pleaded guilty or nolo contendere to, any crime other than a minor traffic violation?
How to answer it. Answer Yes if any conviction, plea, or deferred adjudication exists, even from decades ago. Upload certified court documents and a signed personal explanation letter.
A specific example answer. Janet Pierce had a 2009 misdemeanor theft conviction in Travis County. She answers Yes and uploads the disposition order plus a one-page letter explaining the circumstances and her rehabilitation.
A nuance or edge case. A deferred adjudication that you successfully completed still counts as a “plea” for TDI purposes, even if it is not a “conviction” under Texas law per Texas Code of Criminal Procedure Art. 42A.111.
A common mistake on this field and its direct consequence. Answering No because you thought a record was sealed leads to denial for “material misstatement” under Texas Insurance Code §4005.101, which is far worse than the underlying offense.
A misconception about this field. Filers think a felony automatically disqualifies them. TDI weighs each case individually under 28 TAC §1.502, and many applicants with prior records still receive licenses.
Question 2: Administrative Actions and License History
What the field asks in plain English. Have you ever had an insurance, securities, or other professional license denied, suspended, revoked, or otherwise disciplined?
How to answer it. Answer Yes for every prior administrative action in any state. Upload the consent order or final agency decision and a written explanation.
A specific example answer. Carlos Ramirez had a 2020 Oklahoma fine for a continuing-education shortfall. He answers Yes and uploads the OID consent order.
A nuance or edge case. Voluntary surrender of a license while under investigation counts as discipline. So does non-renewal driven by a pending complaint.
A common mistake on this field and its direct consequence. Forgetting an old securities registration disciplinary letter triggers a NAIC Regulatory Information Retrieval System match, and TDI then opens a misstatement case.
A misconception about this field. Applicants believe out-of-state actions do not matter in Texas. The NAIC RIRS database shares actions across all 50 states.
Question 3: Unpaid Child Support, Tax Obligations, and Bankruptcy
What the field asks in plain English. Are you currently delinquent on child support, do you owe past-due state or federal taxes, or have you filed bankruptcy in the last 10 years?
How to answer it. Answer each sub-part separately. Disclose any delinquency over 30 days, any IRS or Texas Comptroller lien, and any Chapter 7 or 13 filing in the past decade.
A specific example answer. Aisha Williams filed Chapter 7 bankruptcy in 2022. She answers Yes to the bankruptcy sub-part and uploads her discharge order.
A nuance or edge case. Past-due child support disqualifies you from licensing under Texas Family Code §232.0135 until you bring the account current.
A common mistake on this field and its direct consequence. Failing to disclose a discharged bankruptcy because you thought “discharged equals gone” leads to a misstatement finding even though the bankruptcy itself would not have stopped your license.
A misconception about this field. Filers think bankruptcy alone bars licensing. It does not; only undisclosed financial issues do.
Part 6: Certification and Signature
What the field asks in plain English. Read the attestation, certify the answers are true, and sign electronically.
How to answer it. Read every line of the attestation, then type your full legal name in the e-signature box and click Submit. The system date-stamps the submission.
A specific example answer. Maria Lopez types Maria Elena Lopez and clicks Submit on May 1, 2026.
A nuance or edge case. The electronic signature has the same legal weight as a handwritten one under Texas Business and Commerce Code §322.007.
A common mistake on this field and its direct consequence. Signing with initials or a nickname invalidates the signature, and the application is returned for re-execution.
A misconception about this field. Applicants think they can sign on behalf of a spouse or business partner. Only the named applicant may sign; doing otherwise is fraud.
Part 7: Payment
What the field asks in plain English. Pay the $50 TDI application fee plus the portal transaction fee.
How to answer it. Enter a credit card or ACH bank account. NIPR charges a $5.60 transaction fee; Sircon charges $10.00. Confirm and submit.
A specific example answer. Carlos Ramirez pays $55.60 total ($50 + $5.60) through NIPR using a Visa card.
A nuance or edge case. Fees are non-refundable, even if the application is denied. Plan accordingly under 28 TAC §19.802.
A common mistake on this field and its direct consequence. Using a debit card with insufficient funds rolls back the application, and your file is treated as never submitted.
A misconception about this field. Filers think paying faster speeds up review. Payment only locks in the filing date; review still follows TDI’s standard 7–14-day queue.
Three Filled-Out Examples Using Real Scenarios
Scenario 1: Maria Lopez, New Resident, General Lines L/A/H
| Form Section | What Maria Enters |
|---|---|
| License Type | General Lines – Life, Accident, Health and HMO |
| Resident Status | Resident |
| Full Legal Name | Maria Elena Lopez |
| SSN / DOB | 123-45-6789 / 03/14/1985 |
| Residential Address | 5510 Oak Bluff Dr., Austin, TX 78745 |
| Exam Info | Code 14-13, passed 04/12/2026 |
| Fingerprint TCN | TXAB1234567 (IdentoGO, 04/18/2026) |
| Background Questions | All No |
| Signature | Maria Elena Lopez, 05/01/2026 |
| Payment | $55.60 via NIPR |
Scenario 2: Carlos Ramirez, Non-Resident from Oklahoma, P&C
| Form Section | What Carlos Enters |
|---|---|
| License Type | General Lines – Property and Casualty |
| Resident Status | Non-Resident |
| Home State License | Oklahoma #1234567, active |
| Full Legal Name | Carlos Javier Ramirez |
| SSN / DOB | 987-65-4321 / 07/22/1979 |
| Residential Address | 4421 N. Harvard Ave., Apt. 12, Tulsa, OK 74135 |
| Exam Info | Not required (reciprocity) |
| Fingerprint TCN | Not required (reciprocity) |
| Background Questions | Yes to Admin Action (2020 OK fine) — disposition uploaded |
| Signature | Carlos Javier Ramirez, 05/03/2026 |
| Payment | $55.60 via NIPR |
Scenario 3: Aisha Williams, New Resident, Personal Lines with Bankruptcy Disclosure
| Form Section | What Aisha Enters |
|---|---|
| License Type | Personal Lines Property and Casualty |
| Resident Status | Resident |
| Full Legal Name | Aisha Nicole Williams |
| SSN / DOB | 555-44-3333 / 11/02/1998 |
| Residential Address | 900 W. 12th St., Apt. 408, Houston, TX 77008 |
| Exam Info | Code 14-22, passed 04/02/2026 |
| Fingerprint TCN | TXCD7654321 (IdentoGO, 04/06/2026) |
| Background Questions | Yes to Bankruptcy (2022 Chapter 7) — discharge order uploaded |
| Signature | Aisha Nicole Williams, 05/05/2026 |
| Payment | $55.60 via NIPR |
How to File the Completed Form
You can file the producer application through two TDI-authorized channels, plus a limited in-person option for accommodation requests. Each channel feeds the same TDI database, but the fees, processing times, and proof-of-filing artifacts differ.
Online through NIPR. Go to NIPR’s apply page, select Texas, and follow the prompts. Fees are $50 TDI plus $5.60 NIPR. Pay by Visa, Mastercard, Discover, or ACH. Processing usually takes 7–10 business days once fingerprints and exam scores are on file. Save the NIPR confirmation email; it is your proof of filing.
Online through Sircon. Go to Sircon’s Texas portal, create an account, and apply. Fees are $50 TDI plus $10.00 Sircon. Sircon offers agency-bulk options if you are filing for many staff at once. Processing time matches NIPR. The Sircon transaction receipt serves as proof.
Paper application by mail (limited). TDI only accepts paper applications when the applicant requests an ADA accommodation. Request the paper form by calling TDI Agent Licensing at 512-676-6500 and mail to Texas Department of Insurance, Agent and Adjuster Licensing Office, MC AAL, P.O. Box 12030, Austin, TX 78711-2030 with a cashier’s check or money order for $50. Processing takes 4–6 weeks.
In person. TDI does not accept walk-in producer applications. Walk-in service is reserved for fingerprint capture at IdentoGO sites scheduled via IdentoGO Texas.
What Happens After You File
Within 24 hours of submission, NIPR or Sircon forwards your file to TDI’s licensing database. TDI runs three parallel checks: SSA name verification, FBI/DPS fingerprint review, and Pearson VUE exam verification. If all three return clean, TDI generates your license number and posts it to the SBS Licensee Lookup within 7–10 business days.
If any check fails, TDI issues a Deficiency Notice by email and through the NIPR Attachments Warehouse. You have 30 days to respond. Common deficiencies include unreadable fingerprints (re-print), missing background documents (upload disposition orders), and SSA name mismatches (correct the name with SSA). Failure to cure a deficiency in 30 days closes the file, and you must reapply and repay the $50 fee.
If a background question was answered Yes, your file routes to TDI’s Enforcement Division for review. An attorney reviews the disclosure under 28 TAC §1.502. Review can take 30–90 days. You may receive a request for additional documents, a settlement conference offer, or rarely a Statement of Charges proposing denial.
Once approved, your license is valid for 24 months. Renewal opens 90 days before the expiration date through the same NIPR portal. Continuing education must be completed before renewal under Texas Insurance Code §4004.053.
Mistakes to Avoid When Filling Out the Form
- Picking the wrong license code. Selecting P&C when you passed Personal Lines triggers an automatic rejection because the exam score will not match.
- Typing an SSN with dashes when the field is digits-only. The system reads it as a 12-character string and fails SSA verification.
- Using a nickname in the legal name field. Causes a name-match failure that pauses everything until SSA records are aligned.
- Submitting before IdentoGO uploads your prints. Your file enters a stalled “pending fingerprints” status that may sit for weeks.
- Answering No to background questions when sealed records exist. Misstatement findings are worse than the underlying offense itself.
- Forgetting an out-of-state license action. NAIC RIRS will flag it and open a misstatement case.
- Using a P.O. Box as residential address. TDI requires a physical address for service of process, and the application is rejected.
- Letting your exam credit expire. After 12 months you must retest and pay another $43 to Pearson VUE.
- Paying with a debit card with insufficient funds. The application reverts to unsubmitted status with no notice.
- Skipping the e-signature attestation. An unsigned application is treated as never filed, and the filing date is lost.
- Uploading photos instead of PDFs for background documents. TDI’s system rejects image files larger than 2 MB.
- Applying as Resident when you live outside Texas. Forces an IdentoGO requirement you cannot legally fulfill out of state.
Do’s and Don’ts
- Do confirm your Social Security card spelling matches the application exactly, because SSA cross-checks every character.
- Do schedule IdentoGO fingerprints before you apply, because prints take 24–48 hours to post and your file will sit idle without them.
- Do disclose every background event in detail, because TDI rewards honesty and punishes omissions.
- Do save every confirmation email, because the NIPR confirmation is your only proof of timely filing.
- Do verify your Pearson VUE exam pass date is within 12 months, because expired credit forces a retest.
- Do use a strong personal email, because TDI sends Deficiency Notices and license certificates only by email.
- Don’t apply through any site other than NIPR or Sircon, because look-alike sites charge extra and cannot file with TDI.
- Don’t answer background questions until you have your court records in hand, because guessing leads to inconsistent answers.
- Don’t use a P.O. Box in the residential address, because TDI rejects applications without a physical address.
- Don’t sign on behalf of someone else, because doing so is fraud under Texas Penal Code §32.21.
- Don’t wait past 30 days to cure a Deficiency Notice, because the file closes and the $50 fee is lost.
- Don’t assume an expunged record is invisible, because TDI sees sealed records through DPS and the FBI.
Pros and Cons of Filing on Your Own vs. With Help
- Pro of filing on your own: You save the $100–$300 a licensing service typically charges, because the NIPR portal is straightforward for clean applications.
- Pro of filing on your own: You learn the licensing rules directly, which helps you stay compliant for renewal and CE.
- Pro of filing on your own: You control your timeline and can submit the moment your exam clears.
- Pro of filing on your own: You hold your own documents, so no third party stores your SSN or background records.
- Pro of filing on your own: Most clean applications approve in 7–10 days, so professional help adds little speed value.
- Con of filing on your own: Background disclosures with a criminal record or admin action are complex, and a wrong answer triggers an Enforcement review.
- Con of filing on your own: Non-resident reciprocity rules differ by line of authority, and missing one nuance delays approval.
- Con of filing on your own: You must track IdentoGO and Pearson VUE deadlines yourself, with no reminders.
- Con of filing on your own: Deficiency Notices arrive in dense regulatory language that can be hard to parse.
- Con of filing on your own: If TDI denies the application, you must navigate the State Office of Administrative Hearings process alone.
NIPR vs. Sircon: Which Portal to Use
| Feature | What to Know |
|---|---|
| Owner | NIPR is non-profit NAIC affiliate; Sircon is a Vertafore commercial product |
| Transaction Fee | NIPR charges $5.60; Sircon charges $10.00 |
| Bulk Agency Filing | Sircon offers stronger bulk and roster tools |
| Renewal Reminders | Both send email reminders 90 days out |
| Mobile-Friendly | NIPR redesigned in 2024 for mobile; Sircon is desktop-optimized |
| TDI Integration | Both feed the same TDI licensing database in real time |
| Support Hours | NIPR 7am–7pm CT; Sircon 24/7 chat |
| Best For | NIPR for individual applicants; Sircon for agencies managing many producers |
FAQs
Is the Texas TDI Producer License Application the same as the exam?
No. The application is the official licensing form filed through NIPR or Sircon after you pass the Pearson VUE exam. The exam proves competency; the application requests the license.
Do non-resident producers need IdentoGO fingerprints in Texas?
No. Non-resident applicants are exempt because Texas reciprocates the home-state background check under the NAIC Producer Licensing Model Act, as long as the home-state license is active.
Do I write my maiden name or married name in the Full Legal Name field?
Yes, use whichever name appears on your current Social Security card. If your SSA record still shows your maiden name, use the maiden name and update SSA later.
Should I enter my SSN with dashes or just digits?
No dashes. The NIPR and Sircon SSN fields accept digits only, and adding dashes causes an SSA verification failure that delays processing.
Do I have to disclose a deferred adjudication on the background questions?
Yes. A deferred adjudication counts as a plea under TDI rules even if Texas law does not call it a conviction, so it must be disclosed with court records attached.
Is the $50 TDI application fee refundable if my license is denied?
No. Both TDI and the NIPR/Sircon transaction fees are non-refundable once the application is submitted, regardless of the outcome.
Do I file a new application or add a line of authority to add Property and Casualty to my L/A/H license?
No, do not file a new application. Choose “Add Line of Authority” on NIPR or Sircon so TDI updates your existing license rather than creating a duplicate.
Can I use a P.O. Box as my address on the application?
No for the residential address field, but yes for the separate mailing address field. The residential field requires a physical street address for service of process.
Is my Pearson VUE exam credit good forever?
No. Exam credit expires 12 months after the pass date, and applying after that forces a retest and a new $43 exam fee.
Should I answer Yes to background questions for charges that were dismissed?
Yes, if the question asks about “charges” rather than only “convictions.” Read each question carefully and disclose under the broader interpretation to avoid misstatement findings.
Is a bankruptcy alone enough to disqualify me from a Texas producer license?
No. Bankruptcy must be disclosed, but it rarely blocks licensing on its own. Failure to disclose it, however, can lead to denial.
Do I have to upload court documents if I answer Yes to a criminal history question?
Yes. Certified court dispositions plus a signed personal explanation letter are required. Without them, TDI cannot evaluate the disclosure and will issue a Deficiency Notice.
Can someone else sign the application on my behalf?
No. Only the named applicant may sign the e-signature attestation. Signing for someone else is fraud under Texas Penal Code §32.21 and voids the application.
Related reading
- How to Fill Out California CDI Producer License Application + FAQs
- How to Fill Out California CDI Accident and Health Agent License + FAQs
- How to Fill Out California CDI Casualty Broker-Agent License (w/Examples) + FAQs
- How to Fill Out Texas TDI Form FIN307 Surplus Lines Producer (w/Examples) + FAQs
- How to Fill Out Texas TDI Form FIN310 Public Insurance Adjuster (w/Examples) + FAQs
- How to Fill Out Pennsylvania Insurance Producer License Application + FAQs
- How to Fill Out the Washington OIC Surplus Line Broker License + FAQs